MORTGAGE EXPRESS, LLC closing costs and rates (2024)
In 2024, MORTGAGE EXPRESS, LLC originated 957 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,544. That ranks #386 nationally by origination volume. For total closing costs among lenders with 500+ originations, MORTGAGE EXPRESS, LLC ranks #476. That is $1,803 above the national median of $6,741. MORTGAGE EXPRESS, LLC is most active in Oregon with 831 originations there.
Purchase Originations
957
Ranked #386 nationally
Median Total Costs
$8,544
+26.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,968
Median Lender Credits
$450
Cost Rank (500+ vol.)
#476
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 691 | 6.875% | $7,113 | $3,800 |
| fha | 213 | 6.250% | $15,116 | $4,739 |
| va | 51 | 6.250% | $11,648 | $4,225 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 831 | 6.625% | $8,557 | #9 |
| Washington | 100 | 6.490% | $8,102 | #103 |
| Idaho | 12 | 6.625% | $9,405 | — |
| California | 9 | 6.990% | $8,097 | — |
| Arizona | 5 | 6.875% | $9,180 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,427 | 6.990% | — | 5 | −$3,117 | |
| 2 | $5,538 | 6.558% | — | 8 | −$3,006 | |
| 3 | $6,286 | 6.808% | — | 8 | −$2,258 | |
| 4 | $7,362 | 5.990% | — | 17 | −$1,182 | |
| 5 | $7,471 | 6.750% | — | 159 | −$1,073 | |
| 6 | $7,939 | 6.750% | — | 209 | −$605 | |
| 7 | $8,141 | 6.625% | — | 39 | −$403 | |
| 8 | $8,153 | 6.625% | — | 58 | −$391 | |
| 9 | $8,431 | 6.625% | — | 56 | −$113 | |
| 10 | $8,460 | 6.812% | — | 6 | −$84 | |
| 11 | $8,717 | 6.308% | — | 4 | +$173 | |
| 12 | $8,791 | 6.625% | — | 17 | +$247 | |
| 13 | $8,851 | 6.990% | — | 5 | +$307 | |
| 14 | $8,959 | 6.875% | — | 5 | +$415 | |
| 15 | $9,540 | 6.750% | — | 96 | +$996 | |
| 16 | $10,297 | 6.625% | — | 54 | +$1,753 | |
| 17 | $10,380 | 6.750% | — | 12 | +$1,836 | |
| 18 | $10,405 | 6.688% | — | 30 | +$1,861 | |
| 19 | $10,406 | 6.500% | — | 46 | +$1,862 | |
| 20 | $12,571 | 6.625% | — | 64 | +$4,027 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.