Lowest closing cost mortgage lenders in Deschutes County County, Oregon
In Deschutes County, Oregon, homebuyers paid a median of $8,439 in closing costs in 2024 — above the Oregon median of $8,183. The county saw 2,547 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, SELCO COMMUNITY offered the lowest median costs at $4,420, which is $3,058 less than the county median.
Homebuyers in Deschutes County County who chose SELCO COMMUNITY paid $4,019 less in closing costs than the county median.
County Median Costs
$8,439
+3.1% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,971
Purchase Originations
2,547
vs Oregon Median
3.1% above
$256
vs National Median
25.2% above
$1,698
Lender rankings in Deschutes County County
42 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,420 | 6.250% | $1,298 | 30 | −$3,058 | |
| 2 | $4,465 | 5.625% | $1,376 | 39 | −$3,013 | |
| 3 | $5,231 | 6.500% | $1,515 | 62 | −$2,247 | |
| 4 | $5,235 | 6.250% | $1,435 | 15 | −$2,243 | |
| 5 | $5,363 | 6.500% | $1,125 | 15 | −$2,115 | |
| 6 | $5,372 | 5.500% | $2,000 | 21 | −$2,106 | |
| 7 | $5,473 | 6.625% | $2,166 | 45 | −$2,005 | |
| 8 | $5,810 | 6.688% | $1,640 | 16 | −$1,668 | |
| 9 | $5,970 | 6.875% | $2,640 | 69 | −$1,508 | |
| 10 | $6,115 | 6.500% | $3,595 | 13 | −$1,363 | |
| 11 | $6,146 | 6.625% | $2,117 | 74 | −$1,332 | |
| 12 | $6,275 | 7.375% | $3,101 | 18 | −$1,203 | |
| 13 | $6,411 | 6.624% | $1,963 | 39 | −$1,067 | |
| 14 | $6,411 | 6.625% | $2,364 | 15 | −$1,067 | |
| 15 | $6,484 | 6.750% | $875 | 19 | −$994 | |
| 16 | $6,507 | 6.375% | $1,864 | 16 | −$971 | |
| 17 | $6,616 | 6.490% | $3,989 | 49 | −$862 | |
| 18 | $6,755 | 6.990% | $1,690 | 80 | −$723 | |
| 19 | $6,810 | 6.625% | $1,895 | 50 | −$668 | |
| 20 | $7,080 | 6.495% | $5,072 | 12 | −$398 | |
| 21 | $7,345 | 6.740% | $2,278 | 19 | −$133 | |
| 22 | $7,369 | 6.625% | $3,492 | 45 | −$109 | |
| 23 | $7,978 | 7.125% | $3,428 | 13 | +$500 | |
| 24 | $8,204 | 6.625% | $5,250 | 28 | +$726 | |
| 25 | $8,254 | 6.490% | $4,461 | 17 | +$776 | |
| 26 | $8,348 | 6.625% | $4,281 | 21 | +$870 | |
| 27 | $8,641 | 6.500% | $6,278 | 65 | +$1,163 | |
| 28 | $8,709 | 6.625% | $1,250 | 13 | +$1,231 | |
| 29 | $8,737 | 6.625% | $5,006 | 159 | +$1,259 | |
| 30 | $9,169 | 6.625% | $5,455 | 149 | +$1,691 | |
| 31 | $9,202 | 6.625% | $3,352 | 28 | +$1,724 | |
| 32 | $9,240 | 6.625% | $5,928 | 128 | +$1,762 | |
| 33 | $9,538 | 6.875% | $4,995 | 57 | +$2,060 | |
| 34 | $9,567 | 6.625% | $6,431 | 136 | +$2,089 | |
| 35 | $9,784 | 6.990% | $5,512 | 14 | +$2,306 | |
| 36 | $9,828 | 6.625% | $5,871 | 13 | +$2,350 | |
| 37 | $10,086 | 7.875% | $3,535 | 12 | +$2,608 | |
| 38 | $11,052 | 7.125% | $8,125 | 23 | +$3,574 | |
| 39 | $13,635 | 4.933% | $8,946 | 10 | +$6,157 | |
| 40 | $16,003 | 6.990% | $10,223 | 11 | +$8,525 |
Includes lenders with 10+ purchase originations in Deschutes County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.