Lowest closing cost mortgage lenders in Jackson County County, Oregon
In Jackson County, Oregon, homebuyers paid a median of $8,283 in closing costs in 2024 — near the Oregon median of $8,183. The county saw 1,926 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,472, which is $4,429 less than the county median.
Homebuyers in Jackson County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,811 less in closing costs than the county median.
County Median Costs
$8,283
+1.2% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,241
Purchase Originations
1,926
vs Oregon Median
1.2% above
$100
vs National Median
22.9% above
$1,542
Lender rankings in Jackson County County
27 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,298 | 5.500% | $0 | 18 | −$3,690 | |
| 2 | $3,666 | 6.490% | $1,805 | 17 | −$3,324 | |
| 3 | $3,701 | 5.000% | $0 | 25 | −$3,288 | |
| 4 | $3,771 | 6.625% | $1,395 | 61 | −$3,218 | |
| 5 | $4,418 | 6.750% | $1,295 | 29 | −$2,571 | |
| 6 | $4,943 | 6.812% | $1,387 | 30 | −$2,046 | |
| 7 | $5,103 | 6.625% | $1,440 | 186 | −$1,886 | |
| 8 | $5,162 | 6.688% | $3,261 | 12 | −$1,827 | |
| 9 | $5,539 | 6.625% | $2,195 | 61 | −$1,450 | |
| 10 | $5,622 | 6.750% | $2,725 | 35 | −$1,367 | |
| 11 | $6,431 | 6.625% | $4,067 | 10 | −$558 | |
| 12 | $7,332 | 6.624% | $3,976 | 22 | +$343 | |
| 13 | $7,395 | 6.990% | $3,879 | 16 | +$406 | |
| 14 | $7,565 | 6.990% | $5,054 | 66 | +$576 | |
| 15 | $7,587 | 6.625% | $4,175 | 26 | +$598 | |
| 16 | $7,745 | 6.933% | $4,397 | 10 | +$756 | |
| 17 | $7,966 | 6.625% | $4,897 | 129 | +$977 | |
| 18 | $8,335 | 6.875% | $6,022 | 35 | +$1,346 | |
| 19 | $8,407 | 6.625% | $4,960 | 15 | +$1,418 | |
| 20 | $8,712 | 6.808% | $5,415 | 28 | +$1,723 | |
| 21 | $10,126 | 6.990% | $7,424 | 47 | +$3,138 | |
| 22 | $10,190 | 6.780% | $6,637 | 128 | +$3,201 | |
| 23 | $10,644 | 6.750% | $7,569 | 14 | +$3,655 | |
| 24 | $11,015 | 6.625% | $7,558 | 56 | +$4,026 | |
| 25 | $11,084 | 6.990% | $7,203 | 13 | +$4,095 | |
| 26 | $11,800 | 6.625% | $7,504 | 20 | +$4,811 |
Includes lenders with 10+ purchase originations in Jackson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.