Willamette Valley Bank closing costs and rates (2024)
In 2024, Willamette Valley Bank originated 528 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $10,269. That ranks #617 nationally by origination volume. For total closing costs among lenders with 500+ originations, Willamette Valley Bank ranks #560. That is $3,528 above the national median of $6,741. Willamette Valley Bank is most active in Idaho with 288 originations there.
Purchase Originations
528
Ranked #617 nationally
Median Total Costs
$10,269
+52.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$6,161
Median Lender Credits
$594
Cost Rank (500+ vol.)
#560
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 311 | 6.625% | $8,658 | $6,352 |
| fha | 166 | 6.250% | $15,539 | $6,422 |
| va | 50 | 6.250% | $8,481 | $3,647 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Idaho | 288 | 6.625% | $10,534 | #19 |
| Oregon | 147 | 6.625% | $9,755 | #59 |
| Washington | 47 | 6.625% | $9,886 | — |
| Florida | 5 | 6.625% | $10,540 | — |
| Arizona | 4 | 7.125% | $9,837 | — |
| Texas | 4 | 6.500% | $10,827 | — |
| Montana | 3 | 6.000% | $7,074 | — |
| Nevada | 3 | 6.625% | $5,637 | — |
| Oklahoma | 3 | 6.625% | $12,798 | — |
| California | 2 | 6.625% | $10,892 | — |
| Ohio | 2 | 6.438% | $11,409 | — |
| Tennessee | 2 | 6.438% | $6,738 | — |
| Utah | 2 | 6.188% | $17,696 | — |
| Colorado | 1 | 6.750% | $11,101 | — |
| Georgia | 1 | 6.625% | $13,506 | — |
| Iowa | 1 | 7.125% | $5,684 | — |
| Illinois | 1 | 6.625% | $9,672 | — |
| Kansas | 1 | 6.250% | $12,195 | — |
| Kentucky | 1 | 7.125% | $8,557 | — |
| Louisiana | 1 | 7.750% | $13,523 | — |
| Missouri | 1 | 6.250% | $5,846 | — |
| North Dakota | 1 | 6.125% | $13,991 | — |
| New York | 1 | 6.500% | $17,005 | — |
| Pennsylvania | 1 | 7.750% | $6,132 | — |
| South Carolina | 1 | 7.500% | $15,733 | — |
| South Dakota | 1 | 6.625% | $8,288 | — |
| Vermont | 1 | 6.750% | $8,742 | — |
| Wisconsin | 1 | 6.375% | $8,331 | — |
| Wyoming | 1 | 7.375% | $10,473 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,944 | 6.625% | — | 5 | −$3,325 | |
| 2 | $7,832 | 6.625% | — | 3 | −$2,437 | |
| 3 | $7,935 | 6.750% | — | 3 | −$2,334 | |
| 4 | $8,000 | 6.625% | — | 5 | −$2,269 | |
| 5 | $8,207 | 5.938% | — | 12 | −$2,062 | |
| 6 | $8,261 | 6.125% | — | 4 | −$2,008 | |
| 7 | $9,209 | 6.250% | — | 16 | −$1,060 | |
| 8 | $9,307 | 6.625% | — | 16 | −$962 | |
| 9 | $9,362 | 6.688% | — | 30 | −$907 | |
| 10 | $9,871 | 6.500% | — | 29 | −$398 | |
| 11 | $10,041 | 6.875% | — | 8 | −$228 | |
| 12 | $10,102 | 6.875% | — | 4 | −$167 | |
| 13 | $10,529 | 7.125% | — | 3 | +$260 | |
| 14 | $10,822 | 6.625% | — | 200 | +$553 | |
| 15 | $10,930 | 6.438% | — | 6 | +$661 | |
| 16 | $11,762 | 6.875% | — | 7 | +$1,493 | |
| 17 | $12,252 | 6.625% | — | 5 | +$1,983 | |
| 18 | $12,939 | 6.500% | — | 71 | +$2,670 | |
| 19 | $13,178 | 5.938% | — | 16 | +$2,909 | |
| 20 | $15,507 | 6.562% | — | 4 | +$5,238 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.