Lowest closing cost mortgage lenders in Benton County County, Oregon
In Benton County, Oregon, homebuyers paid a median of $8,213 in closing costs in 2024 — near the Oregon median of $8,183. The county saw 583 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, U.S. Bank National Association offered the lowest median costs at $5,091, which is $2,380 less than the county median.
Homebuyers in Benton County County who chose U.S. Bank National Association paid $3,122 less in closing costs than the county median.
County Median Costs
$8,213
+0.4% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,190
Purchase Originations
583
vs Oregon Median
0.4% above
$30
vs National Median
21.8% above
$1,472
Lender rankings in Benton County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,091 | 6.625% | $2,305 | 18 | −$2,380 | |
| 2 | $5,557 | 6.375% | $1,462 | 10 | −$1,914 | |
| 3 | $5,791 | 6.875% | $2,500 | 17 | −$1,680 | |
| 4 | $5,969 | 6.750% | $3,617 | 28 | −$1,502 | |
| 5 | $6,002 | 6.625% | $3,976 | 15 | −$1,469 | |
| 6 | $6,856 | 6.312% | $3,600 | 36 | −$615 | |
| 7 | $7,569 | 6.875% | $5,136 | 24 | +$98 | |
| 8 | $7,960 | 6.625% | $4,777 | 27 | +$489 | |
| 9 | $8,224 | 6.990% | $5,349 | 16 | +$753 | |
| 10 | $8,981 | 6.990% | $4,691 | 13 | +$1,510 | |
| 11 | $9,595 | 6.625% | $5,822 | 48 | +$2,124 | |
| 12 | $9,731 | 7.125% | $6,864 | 10 | +$2,260 | |
| 13 | $10,474 | 6.625% | $6,281 | 33 | +$3,002 |
Includes lenders with 10+ purchase originations in Benton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.