Lowest closing cost mortgage lenders in Lane County County, Oregon
In Lane County, Oregon, homebuyers paid a median of $8,835 in closing costs in 2024 — above the Oregon median of $8,183. The county saw 2,837 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $3,324, which is $4,181 less than the county median.
Homebuyers in Lane County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,511 less in closing costs than the county median.
County Median Costs
$8,835
+8.0% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,491
Purchase Originations
2,837
vs Oregon Median
8.0% above
$652
vs National Median
31.1% above
$2,094
Lender rankings in Lane County County
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,324 | 5.500% | $0 | 53 | −$4,181 | |
| 2 | $3,938 | 6.625% | $1,582 | 11 | −$3,567 | |
| 3 | $4,011 | 6.312% | $0 | 10 | −$3,494 | |
| 4 | $4,236 | 6.500% | $795 | 38 | −$3,269 | |
| 5 | $4,284 | 5.812% | $1,540 | 14 | −$3,221 | |
| 6 | $4,343 | 7.500% | $1,990 | 10 | −$3,162 | |
| 7 | $5,131 | 6.250% | $1,698 | 60 | −$2,374 | |
| 8 | $5,269 | 6.875% | $2,840 | 78 | −$2,236 | |
| 9 | $5,965 | 6.625% | $1,860 | 48 | −$1,540 | |
| 10 | $6,089 | 7.062% | $2,832 | 16 | −$1,416 | |
| 11 | $6,482 | 6.938% | $2,980 | 38 | −$1,023 | |
| 12 | $6,491 | 6.625% | $3,371 | 151 | −$1,014 | |
| 13 | $6,873 | 6.500% | $3,248 | 12 | −$632 | |
| 14 | $6,892 | 6.625% | $4,083 | 16 | −$613 | |
| 15 | $6,912 | 6.625% | $4,231 | 66 | −$593 | |
| 16 | $7,443 | 6.875% | $4,363 | 128 | −$62 | |
| 17 | $7,599 | 6.750% | $3,948 | 26 | +$94 | |
| 18 | $7,626 | 7.125% | $4,655 | 62 | +$121 | |
| 19 | $7,637 | 6.500% | $4,973 | 69 | +$132 | |
| 20 | $7,711 | 6.875% | $4,840 | 57 | +$206 | |
| 21 | $7,822 | 6.625% | $5,616 | 13 | +$317 | |
| 22 | $7,877 | 6.125% | $4,360 | 35 | +$372 | |
| 23 | $8,218 | 6.875% | $4,800 | 21 | +$713 | |
| 24 | $8,321 | 6.875% | $5,232 | 40 | +$816 | |
| 25 | $9,062 | 6.625% | $5,909 | 79 | +$1,557 | |
| 26 | $9,094 | 6.625% | $5,934 | 176 | +$1,589 | |
| 27 | $9,591 | 6.625% | $6,514 | 10 | +$2,086 | |
| 28 | $10,242 | 6.625% | $6,828 | 220 | +$2,737 | |
| 29 | $11,882 | 6.990% | $7,681 | 82 | +$4,377 |
Includes lenders with 10+ purchase originations in Lane County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.