Homebuyers in Lane County County who chose MORTGAGE RESEARCH CENTER, LLC paid $7,224 less in closing costs than the county median.
County Median Costs
$8,638
+9.9% vs Oregon ($7,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,991
Purchase Originations
2,988
Denial Rate
6.2%
vs Oregon avg (6.1%)
vs Oregon Median
9.9% above
$778
vs National Median
29.3% above
$1,958
38 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,020 | 6.375% | $650 | 19 | −$5,026 | |
| 2 | $3,426 | 5.990% | $0 | 46 | −$3,620 | |
| 3 | $4,087 | 6.500% | $795 | 57 | −$2,959 | |
| 4 | $4,888 | 6.375% | $1,561 | 10 | −$2,158 | |
| 5 | $4,970 | 6.250% | $1,467 | 64 | −$2,076 | |
| 6 | $5,303 | 6.625% | $2,075 | 121 | −$1,743 | |
| 7 | $5,316 | 6.615% | $2,154 | 11 | −$1,730 | |
| 8 | $5,503 | 6.625% | $3,133 | 100 | −$1,543 | |
| 9 | $5,673 | 6.688% | $2,571 | 16 | −$1,373 | |
| 10 | $5,740 | 6.500% | $2,761 | 17 | −$1,306 | |
| 11 | $5,859 | 6.625% | $3,745 | 11 | −$1,187 | |
| 12 | $5,907 | 6.375% | $2,795 | 11 | −$1,139 | |
| 13 | $6,036 | 5.250% | $1,375 | 11 | −$1,010 | |
| 14 | $6,052 | 6.490% | $2,029 | 47 | −$994 | |
| 15 | $6,177 | 6.625% | $2,410 | 67 | −$869 | |
| 16 | $6,212 | 5.990% | $1,950 | 31 | −$834 | |
| 17 | $6,376 | 6.125% | $2,509 | 31 | −$670 | |
| 18 | $6,446 | 6.625% | $3,544 | 53 | −$600 | |
| 19 | $6,463 | 6.688% | $3,129 | 70 | −$583 | |
| 20 | $6,589 | 6.562% | $3,669 | 14 | −$457 | |
| 21 | $6,638 | 6.500% | $4,412 | 18 | −$408 | |
| 22 | $6,673 | 6.875% | $1,696 | 10 | −$373 | |
| 23 | $6,868 | 6.875% | $2,253 | 13 | −$178 | |
| 24 | $6,946 | 6.500% | $4,414 | 38 | −$100 | |
| 25 | $7,214 | 6.500% | $3,609 | 30 | +$168 |
Includes lenders with 10+ purchase originations in Lane County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.