Purchase Originations
3,526
Ranked #141 nationally
Median Total Costs
$7,518
+12.5% vs national ($6,680)
↓ $1,475 vs prior year
Median Rate
5.625%
−13.3% vs national (6.490%)
↓ 0.365% vs prior year
Median Origination
$1,950
Median Lender Credits
$92
Cost Rank (500+ vol.)
#408
among lenders with 500+ originations
Denial Rate
0.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,086 | 5.875% | $6,288 | $1,950 |
| fha | 916 | 5.375% | $14,357 | $1,950 |
| va | 524 | 5.490% | $3,582 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,616 | 5.490% | $7,583 | #38 |
| California | 432 | 6.125% | $8,475 | #88 |
| Idaho | 310 | 5.625% | $8,444 | #20 |
| Oregon | 303 | 5.375% | $6,166 | #33 |
| Utah | 299 | 6.000% | $9,975 | #22 |
| Nevada | 239 | 5.990% | $7,261 | #31 |
| Washington | 207 | 5.490% | $5,379 | #63 |
| Arizona | 120 | 6.058% | $5,933 | #90 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,345 | 5.490% | — | 172 | −$2,173 | |
| 2 | $5,850 | 6.125% | — | 63 | −$1,668 | |
| 3 | $5,941 | 5.125% | — | 99 | −$1,577 | |
| 4 | $6,281 | 5.490% | — | 101 | −$1,237 | |
| 5 | $6,650 | 5.250% | — | 93 | −$868 | |
| 6 | $6,713 | 5.750% | — | 104 | −$805 | |
| 7 | $7,002 | 5.250% | — | 145 | −$516 | |
| 8 | $7,324 | 5.625% | — | 179 | −$194 | |
| 9 | $7,350 | 5.875% | — | 117 | −$168 | |
| 10 | $7,360 | 5.990% | — | 238 | −$158 | |
| 11 | $7,519 | 5.495% | — | 80 | +$1 | |
| 12 | $7,581 | 5.490% | — | 347 | +$63 | |
| 13 | $8,086 | 6.125% | — | 84 | +$568 | |
| 14 | $8,661 | 5.625% | — | 179 | +$1,143 | |
| 15 | $9,133 | 5.433% | — | 88 | +$1,615 | |
| 16 | $9,237 | 5.625% | — | 73 | +$1,719 | |
| 17 | $9,457 | 5.375% | — | 98 | +$1,939 | |
| 18 | $9,992 | 6.125% | — | 74 | +$2,474 | |
| 19 | $10,993 | 5.990% | — | 84 | +$3,475 | |
| 20 | $11,408 | 6.125% | — | 128 | +$3,890 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | CLM Mortgage, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $435,000 | $335,000 | +$100,000 (+29.9%) |
| Median total closing costs | $7,518 | $7,127 | +$391 (+5.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.