FIRST TECHNOLOGY FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, FIRST TECHNOLOGY FEDERAL CREDIT UNION originated 863 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,396. That ranks #418 nationally by origination volume. For total closing costs among lenders with 500+ originations, FIRST TECHNOLOGY FEDERAL CREDIT UNION ranks #236. That is $1,345 below the national median of $6,741. FIRST TECHNOLOGY FEDERAL CREDIT UNION is most active in Oregon with 294 originations there.
Purchase Originations
863
Ranked #418 nationally
Median Total Costs
$5,396
−19.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,075
Median Lender Credits
$751
Cost Rank (500+ vol.)
#236
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 863 | 6.625% | $5,396 | $1,075 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 294 | 6.625% | $5,528 | #33 |
| Washington | 261 | 6.500% | $5,390 | #55 |
| California | 106 | 6.500% | $6,248 | #197 |
| Texas | 63 | 6.875% | $4,850 | #323 |
| Idaho | 32 | 6.625% | $4,765 | — |
| Colorado | 22 | 6.625% | $3,028 | — |
| Florida | 14 | 6.625% | $7,631 | — |
| Georgia | 14 | 6.750% | $4,151 | — |
| North Carolina | 13 | 6.875% | $4,106 | — |
| Arizona | 9 | 6.875% | $5,954 | — |
| Massachusetts | 9 | 6.875% | $4,881 | — |
| Nevada | 4 | 6.312% | $6,024 | — |
| Minnesota | 3 | 7.000% | $4,148 | — |
| New York | 3 | 6.125% | $7,337 | — |
| Ohio | 3 | 7.125% | $2,931 | — |
| Virginia | 3 | 6.375% | $4,018 | — |
| Maryland | 2 | 6.000% | $3,471 | — |
| South Carolina | 2 | 6.625% | $4,866 | — |
| Utah | 2 | 6.500% | $4,531 | — |
| Connecticut | 1 | 6.000% | $4,718 | — |
| Maine | 1 | 7.250% | $4,063 | — |
| New Mexico | 1 | 6.625% | $7,393 | — |
| Pennsylvania | 1 | 6.625% | $1,514 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,140 | 6.375% | — | 12 | −$2,256 | |
| 2 | $4,189 | 6.625% | — | 20 | −$1,207 | |
| 3 | $4,607 | 7.062% | — | 8 | −$789 | |
| 4 | $4,742 | 6.625% | — | 27 | −$654 | |
| 5 | $4,872 | 6.812% | — | 22 | −$524 | |
| 6 | $4,900 | 7.062% | — | 12 | −$496 | |
| 7 | $5,024 | 6.188% | — | 44 | −$372 | |
| 8 | $5,108 | 6.500% | — | 19 | −$288 | |
| 9 | $5,223 | 6.625% | — | 51 | −$173 | |
| 10 | $5,298 | 6.750% | — | 8 | −$98 | |
| 11 | $5,482 | 6.500% | — | 179 | +$86 | |
| 12 | $5,517 | 6.875% | — | 8 | +$121 | |
| 13 | $5,547 | 6.125% | — | 7 | +$151 | |
| 14 | $5,630 | 6.625% | — | 29 | +$234 | |
| 15 | $5,684 | 6.625% | — | 155 | +$288 | |
| 16 | $5,848 | 6.875% | — | 6 | +$452 | |
| 17 | $5,914 | 7.000% | — | 22 | +$518 | |
| 18 | $6,741 | 6.250% | — | 15 | +$1,345 | |
| 19 | $6,782 | 7.062% | — | 6 | +$1,386 | |
| 20 | $7,799 | 6.625% | — | 11 | +$2,403 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.