OREGON COMMUNITY closing costs and rates (2024)
In 2024, OREGON COMMUNITY originated 131 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $5,465. That is $1,276 below the national median of $6,741. OREGON COMMUNITY is most active in Oregon with 128 originations there.
Purchase Originations
131
Median Total Costs
$5,465
−18.9% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$2,995
Median Lender Credits
$478
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 131 | 6.875% | $5,465 | $2,995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 128 | 6.875% | $5,444 | #62 |
| Washington | 3 | 6.125% | $5,787 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,005 | 6.250% | — | 1 | −$1,460 | |
| 2 | $4,033 | 6.688% | — | 2 | −$1,432 | |
| 3 | $4,838 | 6.750% | — | 4 | −$627 | |
| 4 | $4,972 | 7.375% | — | 1 | −$493 | |
| 5 | $5,197 | 7.375% | — | 1 | −$268 | |
| 6 | $5,269 | 6.875% | — | 78 | −$196 | |
| 7 | $5,312 | 6.625% | — | 3 | −$153 | |
| 8 | $5,369 | 7.375% | — | 3 | −$96 | |
| 9 | $5,470 | 7.000% | — | 3 | +$5 | |
| 10 | $5,616 | 6.875% | — | 15 | +$151 | |
| 11 | $5,787 | 6.625% | — | 1 | +$322 | |
| 12 | $5,927 | 6.625% | — | 5 | +$462 | |
| 13 | $5,995 | 6.625% | — | 1 | +$530 | |
| 14 | $6,375 | 6.875% | — | 5 | +$910 | |
| 15 | $6,410 | 6.062% | — | 2 | +$945 | |
| 16 | $6,643 | 7.125% | — | 4 | +$1,178 | |
| 17 | $6,868 | 6.625% | — | 1 | +$1,403 | |
| 18 | $6,881 | 5.625% | — | 1 | +$1,416 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.