Lowest closing cost mortgage lenders in Josephine County County, Oregon
In Josephine County, Oregon, homebuyers paid a median of $7,621 in closing costs in 2024 — below the Oregon median of $8,183. The county saw 704 purchase mortgages at a median rate of 6.58%. Among lenders with 10+ originations, Nations Lending Corporation offered the lowest median costs at $2,349, which is $3,965 less than the county median.
Homebuyers in Josephine County County who chose Nations Lending Corporation paid $5,272 less in closing costs than the county median.
County Median Costs
$7,621
−6.9% vs Oregon ($8,183)
Median Rate
6.580%
−0.6% vs national (6.620%)
Median Origination
$3,407
Purchase Originations
704
vs Oregon Median
6.9% below
$-562
vs National Median
13.1% above
$880
Lender rankings in Josephine County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,132 | 6.625% | $1,395 | 62 | −$2,214 | |
| 2 | $4,501 | 6.875% | $2,218 | 18 | −$1,845 | |
| 3 | $5,369 | 6.625% | $2,130 | 78 | −$977 | |
| 4 | $5,370 | 5.000% | $1,500 | 15 | −$976 | |
| 5 | $6,311 | 7.125% | $2,395 | 10 | −$35 | |
| 6 | $6,552 | 6.500% | $4,341 | 10 | +$206 | |
| 7 | $6,948 | 7.058% | $4,027 | 10 | +$602 | |
| 8 | $8,053 | 6.625% | $4,883 | 19 | +$1,707 | |
| 9 | $8,256 | 6.625% | $5,164 | 41 | +$1,910 | |
| 10 | $8,952 | 6.876% | $5,670 | 15 | +$2,606 | |
| 11 | $13,589 | 6.750% | $9,815 | 13 | +$7,243 |
Includes lenders with 10+ purchase originations in Josephine County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.