Lowest closing cost mortgage lenders in Coos County County, Oregon
In Coos County, Oregon, homebuyers paid a median of $8,806 in closing costs in 2024 — above the Oregon median of $8,183. The county saw 535 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Columbia Bank offered the lowest median costs at $3,882, which is $3,546 less than the county median.
Homebuyers in Coos County County who chose Columbia Bank paid $4,924 less in closing costs than the county median.
County Median Costs
$8,806
+7.6% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,497
Purchase Originations
535
vs Oregon Median
7.6% above
$623
vs National Median
30.6% above
$2,065
Lender rankings in Coos County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,882 | 7.188% | $1,567 | 18 | −$3,546 | |
| 2 | $5,334 | 5.500% | $1,400 | 26 | −$2,094 | |
| 3 | $6,960 | 6.812% | $3,694 | 10 | −$468 | |
| 4 | $7,345 | 6.562% | $4,339 | 16 | −$83 | |
| 5 | $8,058 | 6.875% | $4,985 | 28 | +$630 | |
| 6 | $8,743 | 6.625% | $5,689 | 53 | +$1,315 | |
| 7 | $9,607 | 6.625% | $5,864 | 39 | +$2,179 | |
| 8 | $9,674 | 6.625% | $6,687 | 10 | +$2,246 |
Includes lenders with 10+ purchase originations in Coos County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.