Lowest closing cost mortgage lenders in Linn County County, Oregon
In Linn County, Oregon, homebuyers paid a median of $9,754 in closing costs in 2024 — above the Oregon median of $8,183. The county saw 1,056 purchase mortgages at a median rate of 6.53%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,884, which is $5,568 less than the county median.
Homebuyers in Linn County County who chose MORTGAGE RESEARCH CENTER, LLC paid $7,870 less in closing costs than the county median.
County Median Costs
$9,754
+19.2% vs Oregon ($8,183)
Median Rate
6.530%
−1.4% vs national (6.620%)
Median Origination
$4,520
Purchase Originations
1,056
vs Oregon Median
19.2% above
$1,571
vs National Median
44.7% above
$3,013
Lender rankings in Linn County County
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,943 | 5.750% | $1,375 | 30 | −$3,441 | |
| 2 | $6,197 | 7.125% | $3,139 | 10 | −$1,187 | |
| 3 | $6,366 | 6.875% | $3,975 | 21 | −$1,018 | |
| 4 | $7,055 | 6.625% | $4,137 | 26 | −$329 | |
| 5 | $7,146 | 6.562% | $3,937 | 18 | −$238 | |
| 6 | $7,389 | 6.812% | $4,977 | 42 | +$5 | |
| 7 | $7,892 | 6.438% | $3,987 | 16 | +$508 | |
| 8 | $8,570 | 6.990% | $5,350 | 16 | +$1,186 | |
| 9 | $8,634 | 6.620% | $4,444 | 27 | +$1,250 | |
| 10 | $8,707 | 6.625% | $5,305 | 38 | +$1,323 | |
| 11 | $9,065 | 6.625% | $5,713 | 21 | +$1,681 | |
| 12 | $9,609 | 6.625% | $5,706 | 38 | +$2,225 | |
| 13 | $9,734 | 6.625% | $7,205 | 15 | +$2,350 | |
| 14 | $10,556 | 6.933% | $6,527 | 10 | +$3,172 | |
| 15 | $13,119 | 6.562% | $8,974 | 26 | +$5,735 |
Includes lenders with 10+ purchase originations in Linn County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.