Homebuyers in Umatilla County County who chose FIRST COMMUNITY paid $4,695 less in closing costs than the county median.
County Median Costs
$9,149
+16.4% vs Oregon ($7,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,551
Purchase Originations
708
Denial Rate
7.4%
vs Oregon avg (6.1%)
vs Oregon Median
16.4% above
$1,289
vs National Median
37.0% above
$2,469
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,454 | 5.812% | $908 | 22 | −$1,661 | |
| 2 | $5,678 | 6.125% | $2,970 | 11 | −$437 | |
| 3 | $5,868 | 6.688% | $2,476 | 14 | −$247 | |
| 4 | $6,297 | 6.750% | $4,299 | 14 | +$182 | |
| 5 | $6,330 | 6.875% | $4,133 | 42 | +$215 | |
| 6 | $6,383 | 6.750% | $3,749 | 22 | +$268 | |
| 7 | $6,469 | 6.875% | $3,578 | 14 | +$354 | |
| 8 | $6,763 | 6.625% | $3,966 | 55 | +$648 | |
| 9 | $7,233 | 6.750% | $4,629 | 12 | +$1,118 |
Includes lenders with 10+ purchase originations in Umatilla County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.