What are the average closing costs in Umatilla County County?

In Umatilla County County, the median total loan costs on purchase mortgages were $9,602 in 2024, based on 686 originations.

Which lender has the lowest closing costs in Umatilla County County?

Among lenders with 10+ originations in Umatilla County County, FIRST COMMUNITY had the lowest median total closing costs at $3,183 in 2024.

How do closing costs in Umatilla County County compare to Oregon?

Umatilla County County closing costs (median $9,602) are 17.3% above the Oregon state median of $8,183.

Lowest closing cost mortgage lenders in Umatilla County County, Oregon

In Umatilla County, Oregon, homebuyers paid a median of $9,602 in closing costs in 2024 — above the Oregon median of $8,183. The county saw 686 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, FIRST COMMUNITY offered the lowest median costs at $3,183, which is $3,589 less than the county median.

Homebuyers in Umatilla County County who chose FIRST COMMUNITY paid $6,419 less in closing costs than the county median.

County Median Costs

$9,602

+17.3% vs Oregon ($8,183)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$4,512

Purchase Originations

686

vs Oregon Median

17.3% above

$1,419

vs National Median

42.4% above

$2,861

Lender rankings in Umatilla County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	FIRST COMMUNITY	$3,183	6.250%	$0	17	−$3,589
2	BAYSHORE MORTGAGE FUNDING, LLC	$6,665	6.875%	$4,084	11	−$107
3	CHURCHILL MORTGAGE CORPORATION	$6,837	6.990%	$4,432	13	+$65
4	GUILD MORTGAGE COMPANY LLC	$7,203	6.625%	$4,525	57	+$431
5	AMERICAN PACIFIC MORTGAGE CORPORATION	$7,426	6.625%	$4,824	30	+$654
6	CMG MORTGAGE, INC.	$8,119	6.933%	$5,408	16	+$1,347

Includes lenders with 10+ purchase originations in Umatilla County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.