Lowest closing cost mortgage lenders in Lincoln County County, Oregon
In Lincoln County, Oregon, homebuyers paid a median of $8,409 in closing costs in 2024 — above the Oregon median of $8,183. The county saw 419 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, U.S. Bank National Association offered the lowest median costs at $5,670, which is $1,570 less than the county median.
Homebuyers in Lincoln County County who chose U.S. Bank National Association paid $2,739 less in closing costs than the county median.
County Median Costs
$8,409
+2.8% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,118
Purchase Originations
419
vs Oregon Median
2.8% above
$226
vs National Median
24.7% above
$1,668
Lender rankings in Lincoln County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,670 | 6.625% | $1,660 | 10 | −$1,570 | |
| 2 | $6,567 | 6.933% | $2,789 | 18 | −$673 | |
| 3 | $7,192 | 6.874% | $4,061 | 18 | −$48 | |
| 4 | $8,143 | 6.750% | $4,825 | 19 | +$903 | |
| 5 | $8,286 | 6.933% | $5,647 | 10 | +$1,046 | |
| 6 | $9,026 | 7.000% | $6,081 | 31 | +$1,786 | |
| 7 | $10,242 | 6.500% | $6,074 | 13 | +$3,002 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.