Lowest closing cost mortgage lenders in Klamath County County, Oregon
In Klamath County, Oregon, homebuyers paid a median of $8,060 in closing costs in 2024 — near the Oregon median of $8,183. The county saw 621 purchase mortgages at a median rate of 6.53%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,041, which is $4,802 less than the county median.
Homebuyers in Klamath County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,019 less in closing costs than the county median.
County Median Costs
$8,060
−1.5% vs Oregon ($8,183)
Median Rate
6.530%
−1.4% vs national (6.620%)
Median Origination
$3,843
Purchase Originations
621
vs Oregon Median
1.5% below
$-123
vs National Median
19.6% above
$1,319
Lender rankings in Klamath County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,434 | 6.998% | $1,352 | 12 | −$2,322 | |
| 2 | $6,001 | 6.812% | $3,322 | 22 | −$755 | |
| 3 | $6,291 | 6.875% | $3,340 | 23 | −$465 | |
| 4 | $6,306 | 6.990% | $3,843 | 13 | −$450 | |
| 5 | $6,837 | 6.875% | $3,623 | 23 | +$81 | |
| 6 | $7,070 | 6.438% | $5,164 | 18 | +$314 | |
| 7 | $8,183 | 6.500% | $5,211 | 77 | +$1,427 | |
| 8 | $9,022 | 6.500% | $5,826 | 13 | +$2,266 |
Includes lenders with 10+ purchase originations in Klamath County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.