Lowest closing cost mortgage lenders in Clackamas County County, Oregon
In Clackamas County, Oregon, homebuyers paid a median of $8,099 in closing costs in 2024 — near the Oregon median of $8,183. The county saw 3,593 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $910, which is $6,100 less than the county median.
Homebuyers in Clackamas County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $7,189 less in closing costs than the county median.
County Median Costs
$8,099
−1.0% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,515
Purchase Originations
3,593
vs Oregon Median
1.0% below
$-84
vs National Median
20.1% above
$1,358
Lender rankings in Clackamas County County
59 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $910 | 5.375% | $0 | 11 | −$6,100 | |
| 2 | $2,625 | 6.000% | $101 | 24 | −$4,385 | |
| 3 | $3,324 | 6.500% | $219 | 14 | −$3,686 | |
| 4 | $4,260 | 5.950% | $815 | 11 | −$2,750 | |
| 5 | $4,366 | 6.990% | $1,495 | 11 | −$2,644 | |
| 6 | $4,443 | 5.933% | $1,842 | 26 | −$2,567 | |
| 7 | $4,461 | 6.562% | $400 | 14 | −$2,549 | |
| 8 | $4,481 | 6.625% | $781 | 181 | −$2,529 | |
| 9 | $4,535 | 6.500% | $1,514 | 44 | −$2,475 | |
| 10 | $5,017 | 6.875% | $2,024 | 20 | −$1,993 | |
| 11 | $5,020 | 6.500% | $1,317 | 42 | −$1,990 | |
| 12 | $5,162 | 7.125% | $1,497 | 22 | −$1,848 | |
| 13 | $5,201 | 6.500% | $2,440 | 17 | −$1,809 | |
| 14 | $5,215 | 6.990% | $1,806 | 22 | −$1,795 | |
| 15 | $5,638 | 6.990% | $2,865 | 33 | −$1,372 | |
| 16 | $5,666 | 4.990% | $1,650 | 14 | −$1,344 | |
| 17 | $5,719 | 6.875% | $1,610 | 16 | −$1,291 | |
| 18 | $5,739 | 6.625% | $3,275 | 109 | −$1,271 | |
| 19 | $5,842 | 6.625% | $2,165 | 24 | −$1,168 | |
| 20 | $5,914 | 7.000% | $1,885 | 22 | −$1,096 | |
| 21 | $6,010 | 6.250% | $1,462 | 38 | −$1,000 | |
| 22 | $6,076 | 6.750% | $1,695 | 25 | −$934 | |
| 23 | $6,138 | 6.625% | $1,758 | 74 | −$872 | |
| 24 | $6,211 | 6.500% | $1,815 | 34 | −$799 | |
| 25 | $6,741 | 6.625% | $3,488 | 92 | −$269 | |
| 26 | $6,946 | 6.625% | $2,640 | 36 | −$64 | |
| 27 | $7,068 | 7.062% | $2,567 | 24 | +$58 | |
| 28 | $7,151 | 6.875% | $3,472 | 14 | +$141 | |
| 29 | $7,235 | 6.875% | $4,399 | 58 | +$225 | |
| 30 | $7,254 | 6.875% | $4,197 | 73 | +$244 | |
| 31 | $7,261 | 6.875% | $3,625 | 19 | +$251 | |
| 32 | $7,314 | 6.875% | $3,638 | 29 | +$304 | |
| 33 | $7,458 | 6.625% | $4,048 | 298 | +$448 | |
| 34 | $7,608 | 6.625% | $6,017 | 19 | +$598 | |
| 35 | $7,671 | 6.875% | $4,718 | 77 | +$661 | |
| 36 | $7,777 | 6.625% | $5,261 | 16 | +$767 | |
| 37 | $7,877 | 6.875% | $5,015 | 39 | +$867 | |
| 38 | $7,930 | 6.625% | $4,890 | 19 | +$920 | |
| 39 | $8,024 | 6.500% | $5,179 | 19 | +$1,014 | |
| 40 | $8,419 | 6.990% | $5,350 | 73 | +$1,409 | |
| 41 | $8,430 | 6.875% | $4,006 | 37 | +$1,420 | |
| 42 | $8,454 | 6.625% | $4,962 | 224 | +$1,444 | |
| 43 | $8,492 | 6.525% | $4,486 | 46 | +$1,482 | |
| 44 | $8,511 | 6.625% | $5,759 | 26 | +$1,501 | |
| 45 | $8,796 | 6.625% | $5,896 | 34 | +$1,786 | |
| 46 | $9,235 | 6.995% | $5,266 | 60 | +$2,225 | |
| 47 | $9,337 | 6.990% | $6,382 | 13 | +$2,327 | |
| 48 | $9,576 | 6.808% | $6,971 | 10 | +$2,566 | |
| 49 | $9,725 | 6.625% | $6,402 | 15 | +$2,715 | |
| 50 | $9,902 | 6.750% | $6,477 | 10 | +$2,892 | |
| 51 | $9,942 | 6.625% | $6,305 | 26 | +$2,932 | |
| 52 | $10,476 | 7.062% | $7,450 | 10 | +$3,466 | |
| 53 | $10,804 | 6.625% | $6,426 | 12 | +$3,794 | |
| 54 | $11,012 | 6.990% | $7,080 | 21 | +$4,002 | |
| 55 | $11,188 | 6.625% | $7,669 | 16 | +$4,178 | |
| 56 | $11,404 | 6.990% | $7,037 | 46 | +$4,394 | |
| 57 | $14,786 | 6.750% | $8,395 | 13 | +$7,776 | |
| 58 | $29,392 | 7.125% | $22,020 | 13 | +$22,382 |
Includes lenders with 10+ purchase originations in Clackamas County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.