Rivermark Community Credit Union closing costs and rates (2024)
In 2024, Rivermark Community Credit Union originated 229 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,791. That is $1,950 below the national median of $6,741. Rivermark Community Credit Union is most active in Oregon with 210 originations there.
Purchase Originations
229
Median Total Costs
$4,791
−28.9% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,406
Median Lender Credits
$300
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 229 | 6.500% | $4,791 | $1,406 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 210 | 6.500% | $4,866 | #44 |
| Washington | 18 | 6.500% | $3,875 | — |
| Idaho | 1 | 7.000% | $8,024 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,584 | 5.938% | — | 2 | −$1,207 | |
| 2 | $3,749 | 5.875% | — | 1 | −$1,042 | |
| 3 | $3,845 | 6.938% | — | 2 | −$946 | |
| 4 | $3,860 | 7.500% | — | 1 | −$931 | |
| 5 | $4,130 | 6.625% | — | 10 | −$661 | |
| 6 | $4,175 | 6.875% | — | 3 | −$616 | |
| 7 | $4,519 | 6.375% | — | 3 | −$272 | |
| 8 | $4,833 | 6.625% | — | 3 | +$42 | |
| 9 | $4,839 | 7.125% | — | 3 | +$48 | |
| 10 | $4,842 | 6.625% | — | 82 | +$51 | |
| 11 | $4,908 | 7.125% | — | 11 | +$117 | |
| 12 | $4,966 | 6.375% | — | 44 | +$175 | |
| 13 | $5,020 | 6.500% | — | 42 | +$229 | |
| 14 | $5,311 | 6.438% | — | 2 | +$520 | |
| 15 | $5,606 | 6.500% | — | 4 | +$815 | |
| 16 | $5,620 | 6.625% | — | 3 | +$829 | |
| 17 | $5,667 | 6.250% | — | 3 | +$876 | |
| 18 | $5,974 | 6.000% | — | 1 | +$1,183 | |
| 19 | $6,533 | 7.750% | — | 1 | +$1,742 | |
| 20 | $8,024 | 7.000% | — | 1 | +$3,233 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.