Purchase Originations
1,168
Ranked #336 nationally
Median Total Costs
$8,319
+24.5% vs national ($6,680)
↑ $311 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$3,717
Median Lender Credits
$99
Cost Rank (500+ vol.)
#463
among lenders with 500+ originations
Denial Rate
2.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 788 | 6.625% | $6,994 | $3,697 |
| fha | 281 | 6.625% | $12,549 | $3,974 |
| va | 83 | 6.490% | $8,876 | $2,317 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 234 | 6.625% | $9,883 | #38 |
| Ohio | 209 | 6.750% | $6,882 | #91 |
| South Carolina | 125 | 6.625% | $8,667 | #107 |
| Pennsylvania | 105 | 6.625% | $8,435 | #158 |
| California | 74 | 6.500% | $9,856 | #226 |
| Minnesota | 68 | 6.688% | $7,732 | #113 |
| Florida | 58 | 6.625% | $7,836 | #303 |
| Texas | 42 | 6.250% | $8,575 | — |
| Wisconsin | 32 | 6.625% | $6,929 | — |
| North Carolina | 29 | 6.375% | $8,479 | — |
| Indiana | 24 | 6.562% | $7,078 | — |
| Georgia | 23 | 6.490% | $5,786 | — |
| Nevada | 23 | 6.750% | $12,255 | — |
| Arizona | 19 | 6.625% | $8,013 | — |
| Virginia | 19 | 6.625% | $9,678 | — |
| Maryland | 14 | 6.750% | $10,731 | — |
| Tennessee | 12 | 6.240% | $6,724 | — |
| Washington | 12 | 6.250% | $8,788 | — |
| Mississippi | 7 | 6.990% | $11,756 | — |
| Massachusetts | 6 | 6.125% | $6,132 | — |
| New Jersey | 6 | 6.495% | $8,155 | — |
| Delaware | 5 | 6.625% | $10,789 | — |
| Missouri | 4 | 6.812% | $6,564 | — |
| Connecticut | 3 | 5.990% | $7,226 | — |
| Alabama | 2 | 6.000% | $8,685 | — |
| Colorado | 2 | 6.933% | $11,924 | — |
| Idaho | 2 | 6.500% | $15,134 | — |
| Illinois | 2 | 6.750% | $13,424 | — |
| Arkansas | 1 | 7.875% | $17,124 | — |
| Iowa | 1 | 7.125% | $9,537 | — |
| Kansas | 1 | 6.125% | $3,948 | — |
| Kentucky | 1 | 5.990% | $3,854 | — |
| South Dakota | 1 | 6.625% | $9,080 | — |
| Utah | 1 | 5.990% | $4,299 | — |
| West Virginia | 1 | 7.490% | $403 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,245 | 6.688% | — | 18 | −$2,074 | |
| 2 | $6,891 | 6.750% | — | 110 | −$1,428 | |
| 3 | $7,681 | 6.625% | — | 32 | −$638 | |
| 4 | $7,695 | 6.625% | — | 21 | −$624 | |
| 5 | $7,807 | 6.500% | — | 25 | −$512 | |
| 6 | $8,027 | 6.750% | — | 21 | −$292 | |
| 7 | $8,226 | 6.562% | — | 34 | −$93 | |
| 8 | $8,480 | 6.875% | — | 13 | +$161 | |
| 9 | $8,565 | 6.625% | — | 20 | +$246 | |
| 10 | $8,640 | 6.750% | — | 18 | +$321 | |
| 11 | $8,708 | 6.250% | — | 16 | +$389 | |
| 12 | $8,734 | 6.625% | — | 18 | +$415 | |
| 13 | $8,872 | 6.490% | — | 20 | +$553 | |
| 14 | $9,950 | 6.625% | — | 41 | +$1,631 | |
| 15 | $10,064 | 6.625% | — | 45 | +$1,745 | |
| 16 | $10,189 | 6.750% | — | 40 | +$1,870 | |
| 17 | $10,335 | 6.375% | — | 15 | +$2,016 | |
| 18 | $10,375 | 6.490% | — | 16 | +$2,056 | |
| 19 | $11,772 | 6.562% | — | 26 | +$3,453 | |
| 20 | $12,201 | 6.500% | — | 19 | +$3,882 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | GO Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $8,319 | $7,127 | +$1,192 (+16.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.