The Torrington Savings Bank closing costs and rates (2024)
In 2024, The Torrington Savings Bank originated 100 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,839. That is $2,902 below the national median of $6,741. The Torrington Savings Bank is most active in Connecticut with 100 originations there.
Purchase Originations
100
Median Total Costs
$3,839
−43.0% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$400
Median Lender Credits
$600
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 100 | 6.375% | $3,839 | $400 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Connecticut | 100 | 6.375% | $3,839 | #50 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,693 | 6.375% | — | 38 | −$146 | |
| 2 | $3,787 | 6.375% | — | 29 | −$52 | |
| 3 | $3,897 | 6.188% | — | 2 | +$58 | |
| 4 | $4,035 | 6.250% | — | 19 | +$196 | |
| 5 | $4,140 | 5.938% | — | 4 | +$301 | |
| 6 | $4,234 | 6.188% | — | 6 | +$395 | |
| 7 | $4,750 | 6.062% | — | 2 | +$911 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.