State Bank of Southern Utah closing costs and rates (2024)
In 2024, State Bank of Southern Utah originated 119 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $4,756. That is $1,985 below the national median of $6,741. State Bank of Southern Utah is most active in Utah with 114 originations there.
Purchase Originations
119
Median Total Costs
$4,756
−29.4% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$2,542
Median Lender Credits
$3,750
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 118 | 6.875% | $4,715 | $2,485 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,861 | 7.125% | — | 4 | −$895 | |
| 2 | $3,920 | 6.625% | — | 15 | −$836 | |
| 3 | $4,398 | 6.875% | — | 19 | −$358 | |
| 4 | $4,421 | 7.000% | — | 14 | −$335 | |
| 5 | $4,665 | 7.125% | — | 6 | −$91 | |
| 6 | $5,065 | 6.875% | — | 44 | +$309 | |
| 7 | $5,244 | 6.875% | — | 4 | +$488 | |
| 8 | $5,466 | 6.875% | — | 2 | +$710 | |
| 9 | $5,475 | 6.812% | — | 2 | +$719 | |
| 10 | $6,027 | 6.875% | — | 6 | +$1,271 | |
| 11 | $6,517 | 6.062% | — | 2 | +$1,761 | |
| 12 | $8,633 | 7.375% | — | 1 | +$3,877 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.