Peoples State Bank closing costs and rates (2024)
In 2024, Peoples State Bank originated 119 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $2,772. That is $3,969 below the national median of $6,741. Peoples State Bank is most active in Wisconsin with 113 originations there.
Purchase Originations
119
Median Total Costs
$2,772
−58.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$595
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 119 | 6.625% | $2,772 | $595 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 113 | 6.625% | $2,774 | #90 |
| Michigan | 2 | 6.438% | $2,035 | — |
| Minnesota | 2 | 6.562% | $3,266 | — |
| North Carolina | 1 | 6.500% | $2,731 | — |
| South Carolina | 1 | 6.375% | $2,021 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,121 | 6.625% | — | 2 | −$1,651 | |
| 2 | $2,018 | 7.000% | — | 2 | −$754 | |
| 3 | $2,021 | 6.375% | — | 1 | −$751 | |
| 4 | $2,035 | 6.438% | — | 2 | −$737 | |
| 5 | $2,187 | 6.625% | — | 7 | −$585 | |
| 6 | $2,480 | 5.875% | — | 1 | −$292 | |
| 7 | $2,521 | 6.500% | — | 9 | −$251 | |
| 8 | $2,557 | 6.875% | — | 25 | −$215 | |
| 9 | $2,679 | 6.500% | — | 43 | −$93 | |
| 10 | $2,731 | 6.500% | — | 1 | −$41 | |
| 11 | $2,872 | 6.438% | — | 2 | +$100 | |
| 12 | $2,897 | 6.250% | — | 1 | +$125 | |
| 13 | $2,957 | 6.812% | — | 6 | +$185 | |
| 14 | $2,965 | 6.625% | — | 1 | +$193 | |
| 15 | $3,088 | 6.750% | — | 4 | +$316 | |
| 16 | $3,121 | 6.500% | — | 1 | +$349 | |
| 17 | $3,163 | 7.562% | — | 2 | +$391 | |
| 18 | $3,404 | 6.875% | — | 1 | +$632 | |
| 19 | $3,410 | 6.625% | — | 1 | +$638 | |
| 20 | $4,618 | 7.125% | — | 3 | +$1,846 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.