Peoples Exchange Bank closing costs and rates (2024)
In 2024, Peoples Exchange Bank originated 134 purchase mortgages at a median interest rate of 6.49% and median total closing costs of $3,202. That is $3,539 below the national median of $6,741. Peoples Exchange Bank is most active in Kentucky with 133 originations there.
Purchase Originations
134
Median Total Costs
$3,202
−52.5% vs national ($6,741)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$825
Median Lender Credits
$124
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 80 | 6.500% | $2,770 | $825 |
| fha | 40 | 6.125% | $6,504 | $350 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,112 | 6.250% | — | 1 | −$1,090 | |
| 2 | $2,524 | 6.125% | — | 3 | −$678 | |
| 3 | $2,654 | 6.490% | — | 1 | −$548 | |
| 4 | $2,699 | 6.250% | — | 1 | −$503 | |
| 5 | $2,723 | 8.300% | — | 1 | −$479 | |
| 6 | $2,745 | 6.688% | — | 4 | −$457 | |
| 7 | $2,766 | 6.625% | — | 8 | −$436 | |
| 8 | $2,789 | 6.490% | — | 24 | −$413 | |
| 9 | $2,881 | 6.562% | — | 2 | −$321 | |
| 10 | $3,032 | 6.188% | — | 4 | −$170 | |
| 11 | $3,054 | 6.750% | — | 5 | −$148 | |
| 12 | $4,152 | 6.500% | — | 5 | +$950 | |
| 13 | $4,322 | 6.370% | — | 2 | +$1,120 | |
| 14 | $4,584 | 7.125% | — | 2 | +$1,382 | |
| 15 | $4,798 | 6.250% | — | 3 | +$1,596 | |
| 16 | $5,274 | 6.125% | — | 3 | +$2,072 | |
| 17 | $5,389 | 6.438% | — | 4 | +$2,187 | |
| 18 | $5,582 | 6.188% | — | 48 | +$2,380 | |
| 19 | $7,731 | 5.990% | — | 1 | +$4,529 | |
| 20 | $7,779 | 6.000% | — | 1 | +$4,577 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.