MEMBER ADVANTAGE MORTGAGE, LLC closing costs and rates (2024)
In 2024, MEMBER ADVANTAGE MORTGAGE, LLC originated 154 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,112. That is $629 below the national median of $6,741. MEMBER ADVANTAGE MORTGAGE, LLC is most active in Massachusetts with 101 originations there.
Purchase Originations
154
Median Total Costs
$6,112
−9.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,282
Median Lender Credits
$516
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 133 | 6.500% | $5,804 | $2,393 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 101 | 6.500% | $6,086 | #91 |
| Virginia | 22 | 6.688% | $5,828 | — |
| Pennsylvania | 18 | 6.625% | $6,026 | — |
| Louisiana | 4 | 6.438% | $7,746 | — |
| Connecticut | 3 | 6.875% | $6,665 | — |
| Oklahoma | 3 | 6.125% | $5,466 | — |
| Florida | 1 | 5.875% | $3,600 | — |
| Georgia | 1 | 6.125% | $4,836 | — |
| Maryland | 1 | 6.125% | $11,615 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,600 | 5.875% | — | 1 | −$2,512 | |
| 2 | $4,836 | 6.125% | — | 1 | −$1,276 | |
| 3 | $5,404 | 7.062% | — | 6 | −$708 | |
| 4 | $5,466 | 6.500% | — | 1 | −$646 | |
| 5 | $5,627 | 7.125% | — | 3 | −$485 | |
| 6 | $5,664 | 6.500% | — | 34 | −$448 | |
| 7 | $5,713 | 7.062% | — | 2 | −$399 | |
| 8 | $5,776 | 6.625% | — | 7 | −$336 | |
| 9 | $5,820 | 5.625% | — | 1 | −$292 | |
| 10 | $5,847 | 6.438% | — | 16 | −$265 | |
| 11 | $5,980 | 6.625% | — | 20 | −$132 | |
| 12 | $6,086 | 6.625% | — | 7 | −$26 | |
| 13 | $6,368 | 5.875% | — | 3 | +$256 | |
| 14 | $6,585 | 7.250% | — | 2 | +$473 | |
| 15 | $6,665 | 6.875% | — | 3 | +$553 | |
| 16 | $6,699 | 6.000% | — | 3 | +$587 | |
| 17 | $7,226 | 6.375% | — | 3 | +$1,114 | |
| 18 | $7,273 | 6.125% | — | 19 | +$1,161 | |
| 19 | $8,944 | 6.188% | — | 2 | +$2,832 | |
| 20 | $9,633 | 6.125% | — | 1 | +$3,521 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.