LIGHTHOUSE FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, LIGHTHOUSE FEDERAL CREDIT UNION originated 140 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,650. That is $3,091 below the national median of $6,741. LIGHTHOUSE FEDERAL CREDIT UNION is most active in New Hampshire with 79 originations there.
Purchase Originations
140
Median Total Costs
$3,650
−45.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$750
Median Lender Credits
$34
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 140 | 6.625% | $3,650 | $750 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Hampshire | 79 | 6.625% | $3,412 | #31 |
| Maine | 58 | 6.750% | $5,970 | #39 |
| Vermont | 3 | 7.000% | $3,703 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,493 | 6.625% | — | 3 | −$1,157 | |
| 2 | $3,136 | 6.375% | — | 2 | −$514 | |
| 3 | $3,218 | 6.625% | — | 15 | −$432 | |
| 4 | $3,316 | 6.500% | — | 9 | −$334 | |
| 5 | $3,368 | 6.250% | — | 9 | −$282 | |
| 6 | $3,493 | 6.625% | — | 15 | −$157 | |
| 7 | $3,496 | 7.000% | — | 1 | −$154 | |
| 8 | $3,543 | 6.625% | — | 7 | −$107 | |
| 9 | $3,587 | 6.000% | — | 5 | −$63 | |
| 10 | $3,635 | 6.938% | — | 8 | −$15 | |
| 11 | $3,703 | 5.875% | — | 1 | +$53 | |
| 12 | $3,778 | 6.500% | — | 13 | +$128 | |
| 13 | $3,900 | 6.750% | — | 3 | +$250 | |
| 14 | $5,456 | 7.000% | — | 1 | +$1,806 | |
| 15 | $6,014 | 6.625% | — | 7 | +$2,364 | |
| 16 | $7,638 | 6.312% | — | 2 | +$3,988 | |
| 17 | $7,733 | 6.875% | — | 36 | +$4,083 | |
| 18 | $11,180 | 6.875% | — | 1 | +$7,530 | |
| 19 | $12,024 | 7.000% | — | 2 | +$8,374 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.