Jersey Shore State Bank closing costs and rates (2024)
In 2024, Jersey Shore State Bank originated 101 purchase mortgages at a median interest rate of 7.12% and median total closing costs of $5,292. That is $1,449 below the national median of $6,741. Jersey Shore State Bank is most active in Pennsylvania with 101 originations there.
Purchase Originations
101
Median Total Costs
$5,292
−21.5% vs national ($6,741)
Median Rate
7.125%
+7.6% vs national (6.620%)
Median Origination
$1,925
Median Lender Credits
$11
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 85 | 7.125% | $5,042 | $1,970 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 101 | 7.125% | $5,292 | #159 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,602 | 7.125% | — | 1 | −$690 | |
| 2 | $4,610 | 7.375% | — | 2 | −$682 | |
| 3 | $4,767 | 7.125% | — | 9 | −$525 | |
| 4 | $4,797 | 7.125% | — | 1 | −$495 | |
| 5 | $4,820 | 7.625% | — | 1 | −$472 | |
| 6 | $5,014 | 6.875% | — | 11 | −$278 | |
| 7 | $5,131 | 6.812% | — | 8 | −$161 | |
| 8 | $5,290 | 7.125% | — | 34 | −$2 | |
| 9 | $5,699 | 7.000% | — | 11 | +$407 | |
| 10 | $5,896 | 6.750% | — | 1 | +$604 | |
| 11 | $6,026 | 7.312% | — | 2 | +$734 | |
| 12 | $6,499 | 7.250% | — | 3 | +$1,207 | |
| 13 | $6,683 | 7.750% | — | 1 | +$1,391 | |
| 14 | $6,952 | 7.125% | — | 9 | +$1,660 | |
| 15 | $7,530 | 6.750% | — | 2 | +$2,238 | |
| 16 | $7,606 | 6.125% | — | 3 | +$2,314 | |
| 17 | $8,421 | 7.500% | — | 1 | +$3,129 | |
| 18 | $9,735 | 7.250% | — | 1 | +$4,443 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.