FLORIDA closing costs and rates (2024)
In 2024, FLORIDA originated 106 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,265. That is $1,476 below the national median of $6,741. FLORIDA is most active in Florida with 106 originations there.
Purchase Originations
106
Median Total Costs
$5,265
−21.9% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,175
Median Lender Credits
$29
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 106 | 6.500% | $5,265 | $1,175 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 106 | 6.500% | $5,265 | #241 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,357 | 6.250% | — | 3 | −$908 | |
| 2 | $4,382 | 6.250% | — | 1 | −$883 | |
| 3 | $4,821 | 6.500% | — | 30 | −$444 | |
| 4 | $4,906 | 6.625% | — | 5 | −$359 | |
| 5 | $5,066 | 6.250% | — | 1 | −$199 | |
| 6 | $5,168 | 6.500% | — | 6 | −$97 | |
| 7 | $5,183 | 6.750% | — | 5 | −$82 | |
| 8 | $5,273 | 6.125% | — | 1 | +$8 | |
| 9 | $5,376 | 6.375% | — | 3 | +$111 | |
| 10 | $5,543 | 6.500% | — | 5 | +$278 | |
| 11 | $5,727 | 6.562% | — | 2 | +$462 | |
| 12 | $5,759 | 6.250% | — | 14 | +$494 | |
| 13 | $5,822 | 5.938% | — | 4 | +$557 | |
| 14 | $5,839 | 6.375% | — | 6 | +$574 | |
| 15 | $6,256 | 6.500% | — | 2 | +$991 | |
| 16 | $6,279 | 6.500% | — | 8 | +$1,014 | |
| 17 | $6,306 | 6.438% | — | 4 | +$1,041 | |
| 18 | $6,737 | 6.375% | — | 1 | +$1,472 | |
| 19 | $7,477 | 7.188% | — | 2 | +$2,212 | |
| 20 | $8,054 | 6.500% | — | 1 | +$2,789 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.