Financial Federal Bank closing costs and rates (2024)
In 2024, Financial Federal Bank originated 122 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,091. That is $2,650 below the national median of $6,741. Financial Federal Bank is most active in Tennessee with 104 originations there.
Purchase Originations
122
Median Total Costs
$4,091
−39.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$645
Median Lender Credits
$200
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 118 | 6.500% | $4,075 | $645 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Tennessee | 104 | 6.500% | $4,139 | #122 |
| Alabama | 4 | 6.688% | $2,895 | — |
| Mississippi | 4 | 6.312% | $3,635 | — |
| North Carolina | 3 | 6.625% | $3,675 | — |
| Florida | 2 | 6.812% | $5,006 | — |
| Arizona | 1 | 7.000% | $11,980 | — |
| Illinois | 1 | 6.000% | $1,817 | — |
| Montana | 1 | 6.875% | $3,097 | — |
| South Carolina | 1 | 6.500% | $5,943 | — |
| Texas | 1 | 6.250% | $3,935 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,817 | 6.000% | — | 1 | −$2,274 | |
| 2 | $2,565 | 6.750% | — | 4 | −$1,526 | |
| 3 | $2,736 | 7.000% | — | 1 | −$1,355 | |
| 4 | $2,756 | 6.625% | — | 1 | −$1,335 | |
| 5 | $2,937 | 6.625% | — | 1 | −$1,154 | |
| 6 | $2,973 | 5.875% | — | 1 | −$1,118 | |
| 7 | $3,097 | 6.875% | — | 1 | −$994 | |
| 8 | $3,130 | 6.375% | — | 2 | −$961 | |
| 9 | $3,675 | 6.625% | — | 1 | −$416 | |
| 10 | $3,885 | 6.750% | — | 1 | −$206 | |
| 11 | $3,895 | 6.750% | — | 1 | −$196 | |
| 12 | $3,917 | 6.312% | — | 2 | −$174 | |
| 13 | $4,027 | 5.750% | — | 1 | −$64 | |
| 14 | $4,148 | 6.500% | — | 91 | +$57 | |
| 15 | $4,351 | 6.000% | — | 7 | +$260 | |
| 16 | $4,408 | 6.750% | — | 1 | +$317 | |
| 17 | $4,490 | 6.500% | — | 1 | +$399 | |
| 18 | $5,603 | 6.875% | — | 1 | +$1,512 | |
| 19 | $5,943 | 6.500% | — | 1 | +$1,852 | |
| 20 | $11,980 | 7.000% | — | 1 | +$7,889 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.