EDUCATIONAL EMPLOYEES CREDIT UNION closing costs and rates (2024)
In 2024, EDUCATIONAL EMPLOYEES CREDIT UNION originated 125 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $2,815. That is $3,926 below the national median of $6,741. EDUCATIONAL EMPLOYEES CREDIT UNION is most active in California with 125 originations there.
Purchase Originations
125
Median Total Costs
$2,815
−58.2% vs national ($6,741)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$20
Median Lender Credits
—
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 125 | 6.000% | $2,815 | $20 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 125 | 6.000% | $2,815 | #182 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,408 | 6.000% | — | 1 | −$407 | |
| 2 | $2,717 | 6.000% | — | 4 | −$98 | |
| 3 | $2,740 | 6.000% | — | 16 | −$75 | |
| 4 | $2,781 | 6.000% | — | 73 | −$34 | |
| 5 | $2,821 | 6.000% | — | 12 | +$6 | |
| 6 | $2,961 | 5.875% | — | 1 | +$146 | |
| 7 | $2,984 | 5.750% | — | 1 | +$169 | |
| 8 | $3,037 | 6.000% | — | 2 | +$222 | |
| 9 | $3,152 | 5.625% | — | 1 | +$337 | |
| 10 | $3,247 | 6.000% | — | 1 | +$432 | |
| 11 | $3,468 | 6.000% | — | 2 | +$653 | |
| 12 | $3,590 | 5.812% | — | 6 | +$775 | |
| 13 | $3,632 | 5.750% | — | 1 | +$817 | |
| 14 | $3,917 | 6.000% | — | 1 | +$1,102 | |
| 15 | $4,713 | 5.750% | — | 1 | +$1,898 | |
| 16 | $5,196 | 6.000% | — | 1 | +$2,381 | |
| 17 | $9,165 | 5.875% | — | 1 | +$6,350 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.