Commercial Bank closing costs and rates (2024)
In 2024, Commercial Bank originated 111 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $0. Commercial Bank is most active in Tennessee with 82 originations there.
Purchase Originations
111
Median Total Costs
$0
−100.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$227
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 111 | 6.500% | $0 | $0 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.500% | — | 17 | +$0 | |
| 2 | $0 | 6.500% | — | 10 | +$0 | |
| 3 | $0 | 6.500% | — | 7 | +$0 | |
| 4 | $0 | 6.500% | — | 6 | +$0 | |
| 5 | $0 | 6.375% | — | 6 | +$0 | |
| 6 | $0 | 6.750% | — | 5 | +$0 | |
| 7 | $0 | 6.500% | — | 4 | +$0 | |
| 8 | $0 | 5.500% | — | 3 | +$0 | |
| 9 | $0 | 6.875% | — | 2 | +$0 | |
| 10 | $0 | 6.500% | — | 2 | +$0 | |
| 11 | $0 | 6.500% | — | 1 | +$0 | |
| 12 | $0 | 6.500% | — | 1 | +$0 | |
| 13 | $1,267 | 6.575% | — | 4 | +$1,267 | |
| 14 | $1,280 | 7.175% | — | 2 | +$1,280 | |
| 15 | $1,482 | 6.500% | — | 6 | +$1,482 | |
| 16 | $1,668 | 6.650% | — | 7 | +$1,668 | |
| 17 | $2,290 | 6.500% | — | 16 | +$2,290 | |
| 18 | $3,002 | 6.500% | — | 3 | +$3,002 | |
| 19 | $3,013 | 6.500% | — | 1 | +$3,013 | |
| 20 | $11,912 | 6.500% | — | 1 | +$11,912 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.