Bath Savings Institution closing costs and rates (2024)
In 2024, Bath Savings Institution originated 122 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,942. That is $2,799 below the national median of $6,741. Bath Savings Institution is most active in Maine with 122 originations there.
Purchase Originations
122
Median Total Costs
$3,942
−41.5% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,195
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 120 | 6.875% | $3,942 | $1,195 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maine | 122 | 6.875% | $3,942 | #23 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,718 | 7.500% | — | 1 | −$1,224 | |
| 2 | $3,526 | 6.875% | — | 38 | −$416 | |
| 3 | $4,059 | 6.875% | — | 53 | +$117 | |
| 4 | $4,393 | 6.125% | — | 3 | +$451 | |
| 5 | $4,418 | 6.625% | — | 13 | +$476 | |
| 6 | $4,513 | 7.062% | — | 12 | +$571 | |
| 7 | $6,208 | 7.000% | — | 1 | +$2,266 | |
| 8 | $6,330 | 7.125% | — | 1 | +$2,388 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.