PENTAGON FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, PENTAGON FEDERAL CREDIT UNION originated 2,708 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $8,131. That ranks #165 nationally by origination volume. For total closing costs among lenders with 500+ originations, PENTAGON FEDERAL CREDIT UNION ranks #454. That is $1,390 above the national median of $6,741. PENTAGON FEDERAL CREDIT UNION is most active in Texas with 310 originations there.
Purchase Originations
2,708
Ranked #165 nationally
Median Total Costs
$8,131
+20.6% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$3,300
Median Lender Credits
$758
Cost Rank (500+ vol.)
#454
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,358 | 6.500% | $7,600 | $4,334 |
| va | 1,093 | 6.125% | $7,843 | $1,501 |
| fha | 257 | 6.000% | $12,516 | $3,781 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 310 | 6.125% | $8,646 | #158 |
| Virginia | 230 | 6.375% | $8,353 | #79 |
| Florida | 228 | 6.125% | $8,125 | #155 |
| Puerto Rico | 201 | 6.000% | $10,652 | #14 |
| North Carolina | 157 | 6.250% | $7,138 | #119 |
| Georgia | 134 | 6.125% | $9,079 | #122 |
| Kansas | 126 | 6.375% | $5,092 | #51 |
| Maryland | 120 | 6.125% | $8,232 | #92 |
| Pennsylvania | 104 | 6.375% | $7,359 | #157 |
| Tennessee | 93 | 6.125% | $7,973 | #132 |
| California | 77 | 6.375% | $10,678 | #226 |
| South Carolina | 64 | 6.375% | $5,937 | #144 |
| New Jersey | 59 | 6.500% | $9,442 | #137 |
| New York | 53 | 6.250% | $7,977 | #148 |
| Ohio | 53 | 6.250% | $6,794 | #183 |
| Alabama | 47 | 6.250% | $5,489 | — |
| Illinois | 43 | 6.125% | $8,706 | — |
| Arizona | 40 | 6.125% | $8,465 | — |
| Colorado | 39 | 6.000% | $8,617 | — |
| Missouri | 39 | 6.250% | $7,150 | — |
| Nevada | 38 | 6.250% | $8,038 | — |
| Kentucky | 36 | 6.500% | $7,697 | — |
| Washington | 34 | 6.312% | $8,329 | — |
| Indiana | 32 | 6.375% | $5,206 | — |
| Arkansas | 28 | 6.250% | $4,627 | — |
| Louisiana | 24 | 6.125% | $6,841 | — |
| New Mexico | 24 | 6.062% | $7,516 | — |
| Oklahoma | 23 | 6.375% | $6,649 | — |
| Oregon | 23 | 6.000% | $9,024 | — |
| Nebraska | 20 | 6.438% | $5,739 | — |
| Minnesota | 19 | 6.250% | $6,544 | — |
| Connecticut | 18 | 6.125% | $9,462 | — |
| Massachusetts | 17 | 6.125% | $9,453 | — |
| Wisconsin | 17 | 6.500% | $5,194 | — |
| Delaware | 15 | 6.375% | $9,104 | — |
| West Virginia | 14 | 6.500% | $9,535 | — |
| Hawaii | 13 | 6.125% | $10,646 | — |
| Mississippi | 12 | 6.250% | $6,923 | — |
| Michigan | 11 | 6.750% | $4,851 | — |
| District of Columbia | 9 | 6.625% | $9,554 | — |
| New Hampshire | 8 | 6.125% | $7,982 | — |
| Wyoming | 7 | 6.125% | $6,913 | — |
| Iowa | 6 | 6.438% | $5,025 | — |
| Idaho | 6 | 6.250% | $9,616 | — |
| Rhode Island | 6 | 6.500% | $8,192 | — |
| Utah | 6 | 6.125% | $8,253 | — |
| Vermont | 6 | 6.625% | $8,554 | — |
| Maine | 5 | 6.000% | $6,521 | — |
| Montana | 5 | 6.000% | $12,139 | — |
| Alaska | 3 | 5.625% | $7,899 | — |
| North Dakota | 3 | 6.875% | $3,070 | — |
| South Dakota | 3 | 6.125% | $4,724 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,037 | 6.375% | — | 95 | −$3,094 | |
| 2 | $7,584 | 6.562% | — | 20 | −$547 | |
| 3 | $7,599 | 6.125% | — | 17 | −$532 | |
| 4 | $7,601 | 6.188% | — | 26 | −$530 | |
| 5 | $7,907 | 6.125% | — | 52 | −$224 | |
| 6 | $8,313 | 6.000% | — | 23 | +$182 | |
| 7 | $8,522 | 6.125% | — | 23 | +$391 | |
| 8 | $8,715 | 6.438% | — | 22 | +$584 | |
| 9 | $9,050 | 6.500% | — | 48 | +$919 | |
| 10 | $9,061 | 6.125% | — | 20 | +$930 | |
| 11 | $9,170 | 6.375% | — | 23 | +$1,039 | |
| 12 | $9,403 | 6.438% | — | 18 | +$1,272 | |
| 13 | $9,665 | 6.312% | — | 22 | +$1,534 | |
| 14 | $10,017 | 6.125% | — | 39 | +$1,886 | |
| 15 | $10,034 | 6.250% | — | 21 | +$1,903 | |
| 16 | $10,601 | 6.125% | — | 16 | +$2,470 | |
| 17 | $10,990 | 6.500% | — | 16 | +$2,859 | |
| 18 | $11,657 | 6.000% | — | 28 | +$3,526 | |
| 19 | $12,095 | 6.125% | — | 23 | +$3,964 | |
| 20 | $15,084 | 6.125% | — | 17 | +$6,953 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.