NEXERA HOLDING LLC closing costs and rates (2024)
In 2024, NEXERA HOLDING LLC originated 1,471 purchase mortgages at a median interest rate of 7.75% and median total closing costs of $15,249. That ranks #278 nationally by origination volume. For total closing costs among lenders with 500+ originations, NEXERA HOLDING LLC ranks #626. That is $8,508 above the national median of $6,741. NEXERA HOLDING LLC is most active in California with 448 originations there.
Purchase Originations
1,471
Ranked #278 nationally
Median Total Costs
$15,249
+126.2% vs national ($6,741)
Median Rate
7.750%
+17.1% vs national (6.620%)
Median Origination
$10,821
Median Lender Credits
$2,249
Cost Rank (500+ vol.)
#626
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,463 | 7.750% | $15,344 | $10,867 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 448 | 7.625% | $17,603 | #79 |
| Florida | 250 | 7.750% | $16,260 | #146 |
| Texas | 204 | 7.875% | $15,829 | #194 |
| Arizona | 67 | 7.375% | $16,102 | #128 |
| Illinois | 51 | 8.375% | $13,319 | #193 |
| Colorado | 49 | 7.750% | $13,911 | — |
| Washington | 39 | 7.500% | $13,080 | — |
| North Carolina | 34 | 7.688% | $11,904 | — |
| Georgia | 31 | 8.250% | $16,669 | — |
| Oregon | 30 | 7.438% | $15,173 | — |
| Nevada | 28 | 7.625% | $15,967 | — |
| Utah | 23 | 7.625% | $14,845 | — |
| South Carolina | 21 | 7.750% | $13,870 | — |
| New Jersey | 18 | 7.625% | $14,021 | — |
| Virginia | 17 | 7.875% | $15,398 | — |
| Pennsylvania | 16 | 8.188% | $13,352 | — |
| Hawaii | 15 | 7.625% | $19,392 | — |
| Michigan | 15 | 7.875% | $9,688 | — |
| Maryland | 14 | 7.625% | $13,235 | — |
| Tennessee | 11 | 7.875% | $10,492 | — |
| Connecticut | 9 | 7.750% | $15,572 | — |
| New Mexico | 8 | 8.562% | $13,911 | — |
| Ohio | 8 | 8.000% | $12,533 | — |
| Kansas | 7 | 7.750% | $12,224 | — |
| Kentucky | 7 | 7.625% | $13,212 | — |
| Louisiana | 6 | 8.438% | $13,999 | — |
| Indiana | 5 | 7.500% | $8,064 | — |
| Missouri | 5 | 8.125% | $10,114 | — |
| Wisconsin | 5 | 7.250% | $10,357 | — |
| Iowa | 4 | 7.438% | $5,199 | — |
| Montana | 4 | 7.688% | $9,401 | — |
| Alabama | 3 | 7.875% | $8,164 | — |
| Idaho | 3 | 7.750% | $21,090 | — |
| Minnesota | 3 | 8.750% | $13,935 | — |
| Alaska | 2 | 7.688% | $18,531 | — |
| Arkansas | 2 | 5.875% | $8,444 | — |
| Nebraska | 2 | 7.875% | $7,952 | — |
| Oklahoma | 2 | 8.500% | $10,795 | — |
| Delaware | 1 | 8.000% | $10,094 | — |
| Maine | 1 | 7.250% | $18,306 | — |
| Mississippi | 1 | 6.250% | $10,423 | — |
| Rhode Island | 1 | 8.250% | $16,723 | — |
| Wyoming | 1 | 7.625% | $6,975 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $13,276 | 7.938% | — | 32 | −$1,973 | |
| 2 | $13,335 | 8.250% | — | 35 | −$1,914 | |
| 3 | $14,360 | 7.750% | — | 15 | −$889 | |
| 4 | $14,540 | 8.750% | — | 16 | −$709 | |
| 5 | $15,079 | 7.438% | — | 16 | −$170 | |
| 6 | $15,098 | 7.312% | — | 16 | −$151 | |
| 7 | $15,140 | 7.500% | — | 13 | −$109 | |
| 8 | $16,102 | 7.375% | — | 55 | +$853 | |
| 9 | $16,226 | 7.625% | — | 27 | +$977 | |
| 10 | $16,812 | 7.812% | — | 26 | +$1,563 | |
| 11 | $16,996 | 7.750% | — | 18 | +$1,747 | |
| 12 | $17,327 | 7.500% | — | 17 | +$2,078 | |
| 13 | $17,449 | 7.875% | — | 22 | +$2,200 | |
| 14 | $17,714 | 7.625% | — | 16 | +$2,465 | |
| 15 | $18,490 | 7.375% | — | 28 | +$3,241 | |
| 16 | $19,988 | 7.500% | — | 46 | +$4,739 | |
| 17 | $20,161 | 7.688% | — | 48 | +$4,912 | |
| 18 | $21,163 | 7.500% | — | 123 | +$5,914 | |
| 19 | $21,394 | 7.375% | — | 49 | +$6,145 | |
| 20 | $21,712 | 7.500% | — | 48 | +$6,463 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.