ARC HOME LLC closing costs and rates (2024)
In 2024, ARC HOME LLC originated 766 purchase mortgages at a median interest rate of 7.25% and median total closing costs of $13,345. That ranks #468 nationally by origination volume. For total closing costs among lenders with 500+ originations, ARC HOME LLC ranks #608. That is $6,604 above the national median of $6,741. ARC HOME LLC is most active in Florida with 107 originations there.
Purchase Originations
766
Ranked #468 nationally
Median Total Costs
$13,345
+98.0% vs national ($6,741)
Median Rate
7.250%
+9.5% vs national (6.620%)
Median Origination
$8,936
Median Lender Credits
$3,019
Cost Rank (500+ vol.)
#608
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 723 | 7.375% | $13,236 | $8,974 |
| fha | 42 | 6.625% | $19,071 | $8,031 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 107 | 7.500% | $16,829 | #239 |
| California | 100 | 7.375% | $19,052 | #202 |
| New York | 95 | 7.000% | $16,668 | #122 |
| Texas | 75 | 7.375% | $13,128 | #311 |
| Virginia | 54 | 6.990% | $10,013 | #171 |
| New Jersey | 44 | 7.625% | $13,249 | — |
| Maryland | 42 | 6.933% | $13,369 | — |
| Arizona | 34 | 7.250% | $13,262 | — |
| Pennsylvania | 34 | 6.875% | $9,339 | — |
| Connecticut | 19 | 7.750% | $10,734 | — |
| Massachusetts | 17 | 7.500% | $13,366 | — |
| Ohio | 14 | 6.990% | $7,719 | — |
| Washington | 14 | 7.062% | $14,157 | — |
| Colorado | 12 | 7.062% | $10,751 | — |
| Rhode Island | 12 | 7.500% | $13,012 | — |
| Illinois | 10 | 7.562% | $13,414 | — |
| Alabama | 9 | 8.125% | $9,623 | — |
| Georgia | 9 | 7.875% | $11,210 | — |
| Utah | 7 | 7.750% | $10,096 | — |
| Indiana | 6 | 7.938% | $8,321 | — |
| Oregon | 6 | 8.062% | $13,706 | — |
| South Carolina | 6 | 7.250% | $10,775 | — |
| Tennessee | 5 | 7.750% | $12,162 | — |
| District of Columbia | 4 | 6.625% | $14,423 | — |
| North Carolina | 4 | 7.000% | $8,172 | — |
| Kentucky | 3 | 8.750% | $4,827 | — |
| Minnesota | 3 | 7.750% | $10,532 | — |
| Wisconsin | 3 | 8.375% | $8,762 | — |
| Arkansas | 2 | 7.312% | $8,395 | — |
| Louisiana | 2 | 8.625% | $5,220 | — |
| Michigan | 2 | 7.250% | $4,578 | — |
| New Mexico | 2 | 8.125% | $15,459 | — |
| Nevada | 2 | 6.812% | $15,250 | — |
| Delaware | 1 | 8.875% | $4,607 | — |
| Idaho | 1 | 6.500% | $10,951 | — |
| Kansas | 1 | 9.250% | $3,450 | — |
| Maine | 1 | 8.750% | $10,883 | — |
| New Hampshire | 1 | 7.625% | $16,422 | — |
| Oklahoma | 1 | 9.375% | $11,627 | — |
| South Dakota | 1 | 8.500% | $6,275 | — |
| Wyoming | 1 | 6.875% | $47,681 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,006 | 6.625% | — | 15 | −$7,339 | |
| 2 | $7,257 | 6.625% | — | 7 | −$6,088 | |
| 3 | $8,348 | 6.625% | — | 11 | −$4,997 | |
| 4 | $9,468 | 6.875% | — | 11 | −$3,877 | |
| 5 | $10,013 | 6.938% | — | 12 | −$3,332 | |
| 6 | $10,548 | 7.875% | — | 15 | −$2,797 | |
| 7 | $12,702 | 7.312% | — | 12 | −$643 | |
| 8 | $13,721 | 6.990% | — | 13 | +$376 | |
| 9 | $14,059 | 7.188% | — | 30 | +$714 | |
| 10 | $14,812 | 7.438% | — | 8 | +$1,467 | |
| 11 | $16,526 | 7.000% | — | 18 | +$3,181 | |
| 12 | $17,706 | 6.990% | — | 16 | +$4,361 | |
| 13 | $19,250 | 7.188% | — | 8 | +$5,905 | |
| 14 | $19,938 | 7.058% | — | 16 | +$6,593 | |
| 15 | $21,759 | 7.188% | — | 26 | +$8,414 | |
| 16 | $21,866 | 7.375% | — | 11 | +$8,521 | |
| 17 | $22,646 | 6.990% | — | 11 | +$9,301 | |
| 18 | $22,731 | 7.438% | — | 26 | +$9,386 | |
| 19 | $22,860 | 7.250% | — | 14 | +$9,515 | |
| 20 | $22,902 | 7.375% | — | 11 | +$9,557 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.