Purchase Originations
682
Ranked #508 nationally
Median Total Costs
$9,164
+37.2% vs national ($6,680)
↓ $1,072 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.125% vs prior year
Median Origination
$4,669
Median Lender Credits
$300
Cost Rank (500+ vol.)
#514
among lenders with 500+ originations
Denial Rate
53.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 358 | 6.625% | $7,175 | $3,984 |
| fha | 285 | 6.750% | $11,386 | $5,440 |
| va | 39 | 6.375% | $8,922 | $2,046 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 52 | 6.625% | $9,064 | #321 |
| Kentucky | 49 | 6.750% | $7,539 | — |
| North Carolina | 37 | 6.375% | $10,503 | — |
| Ohio | 35 | 7.250% | $8,687 | — |
| Texas | 34 | 6.688% | $10,093 | — |
| Missouri | 29 | 6.625% | $8,702 | — |
| Illinois | 28 | 6.688% | $8,374 | — |
| Georgia | 27 | 6.990% | $11,689 | — |
| Pennsylvania | 27 | 6.875% | $8,749 | — |
| Indiana | 26 | 6.500% | $8,650 | — |
| California | 24 | 6.312% | $15,618 | — |
| Michigan | 24 | 6.750% | $7,572 | — |
| South Carolina | 23 | 6.500% | $10,600 | — |
| Alabama | 20 | 6.750% | $10,080 | — |
| Tennessee | 18 | 6.438% | $10,960 | — |
| Virginia | 17 | 6.625% | $9,156 | — |
| Mississippi | 15 | 6.625% | $8,458 | — |
| Kansas | 14 | 6.500% | $8,096 | — |
| Minnesota | 14 | 6.750% | $8,212 | — |
| Arkansas | 13 | 6.750% | $8,423 | — |
| Arizona | 12 | 6.562% | $13,002 | — |
| New Jersey | 11 | 6.625% | $9,687 | — |
| Oklahoma | 11 | 6.750% | $8,743 | — |
| Wisconsin | 11 | 6.625% | $7,529 | — |
| Colorado | 9 | 6.750% | $9,948 | — |
| Iowa | 9 | 6.625% | $9,388 | — |
| Massachusetts | 9 | 6.500% | $14,753 | — |
| Nevada | 7 | 6.750% | $6,609 | — |
| Washington | 7 | 6.500% | $17,078 | — |
| West Virginia | 7 | 6.500% | $11,330 | — |
| Louisiana | 6 | 6.500% | $9,048 | — |
| New Hampshire | 6 | 7.188% | $8,200 | — |
| Alaska | 5 | 6.990% | $13,155 | — |
| Maryland | 5 | 6.500% | $6,479 | — |
| Maine | 5 | 6.750% | $13,647 | — |
| New Mexico | 5 | 6.875% | $11,935 | — |
| Idaho | 4 | 6.438% | $9,579 | — |
| Nebraska | 4 | 6.562% | $7,566 | — |
| Oregon | 4 | 6.688% | $7,103 | — |
| Hawaii | 3 | 6.125% | $8,001 | — |
| South Dakota | 3 | 6.990% | $9,707 | — |
| Vermont | 3 | 6.625% | $11,441 | — |
| Connecticut | 2 | 6.500% | $7,485 | — |
| Delaware | 2 | 7.062% | $16,072 | — |
| Rhode Island | 2 | 5.688% | $6,841 | — |
| Utah | 2 | 6.188% | $8,587 | — |
| North Dakota | 1 | 7.750% | $10,968 | — |
| Wyoming | 1 | 6.625% | $12,258 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,955 | 7.375% | — | 3 | −$4,209 | |
| 2 | $6,110 | 6.750% | — | 25 | −$3,054 | |
| 3 | $6,361 | 7.625% | — | 5 | −$2,803 | |
| 4 | $7,606 | 6.562% | — | 6 | −$1,558 | |
| 5 | $8,001 | 6.125% | — | 3 | −$1,163 | |
| 6 | $8,344 | 6.375% | — | 7 | −$820 | |
| 7 | $8,456 | 6.562% | — | 10 | −$708 | |
| 8 | $9,698 | 6.688% | — | 4 | +$534 | |
| 9 | $9,787 | 6.500% | — | 5 | +$623 | |
| 10 | $10,583 | 6.990% | — | 5 | +$1,419 | |
| 11 | $11,044 | 6.438% | — | 4 | +$1,880 | |
| 12 | $11,356 | 6.375% | — | 6 | +$2,192 | |
| 13 | $11,394 | 6.500% | — | 4 | +$2,230 | |
| 14 | $11,982 | 6.620% | — | 4 | +$2,818 | |
| 15 | $12,333 | 6.812% | — | 4 | +$3,169 | |
| 16 | $14,354 | 6.500% | — | 4 | +$5,190 | |
| 17 | $14,805 | 6.312% | — | 4 | +$5,641 | |
| 18 | $16,512 | 7.120% | — | 4 | +$7,348 | |
| 19 | $19,954 | 6.500% | — | 4 | +$10,790 | |
| 20 | $24,700 | 6.250% | — | 5 | +$15,536 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Amerisave Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $255,000 | $335,000 | −$80,000 (−23.9%) |
| Median total closing costs | $9,164 | $7,127 | +$2,037 (+28.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.