Grade A · 0% of disclosures flagged for junk fees
Online Lender · Georgia · NMLS #1168
Avg Closing Costs
$5,513
median across reports
vs. National Average
62%
above national avg
Avg Origination Charge
$5,274
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $5,274 | $1,586 | 🔺 High |
| discount_points | $4,541 | $2,203 | 🔺 High |
| Title Insurance | $2,815 | $2,928 | 🟡 Average |
| Underwriting Fee | $1,343 | $1,373 | 🟡 Average |
| Appraisal | $985 | $982 | 🟡 Average |
| Settlement/Closing Fee | $905 | $887 | 🟡 Average |
| Processing Fee | $703 | $708 | 🟡 Average |
| lender_credits | $584 | $428 | 🔴 Above Avg |
| Title Search | $349 | $364 | 🟡 Average |
| Recording Fee | $314 | $308 | 🟡 Average |
| Rate Lock Fee | $271 | $368 | 🟢 Below Avg |
| Document Preparation | $127 | $152 | 🟢 Below Avg |
| Tax Service Fee | $115 | $117 | 🟡 Average |
| Credit Report | $63 | $63 | 🟡 Average |
| Wire Transfer Fee | $63 | $61 | 🟡 Average |
| Courier/Delivery | $54 | $53 | 🟡 Average |
| Flood Certification | $21 | $21 | 🟡 Average |
Got a quote from AmeriSave Mortgage? Compare it against the week's market rates.
This week's rates →Based on 21,802 homebuyer-submitted Closing Disclosures, AmeriSave Mortgage's median total closing costs are $5,513. This is about 62% above the $3,412 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
Are Closing Costs Negotiable?
Which fees you can push back on and how to do it.
What Are Junk Fees on a Mortgage?
Spot the charges that pad lender profits.
How to Read Your Closing Disclosure
Page-by-page walkthrough of the 5-page form.
Average Closing Costs by State
Benchmark your costs against the state average.
Closing Costs in Georgia
State-specific benchmarks for Georgia.
Comparing AmeriSave Mortgage against the market?
Two numbers decide most of what a mortgage costs: the rate you are quoted and the origination charge behind it. Both are benchmarked here from public data.
Compare AmeriSave Mortgage with another lender
See how closing costs compare side-by-side
Aggregates from Amerisave Mortgage Corporation's 2025 HMDA filings — actual closed-loan figures reported to federal regulators, compared against the national median across all lenders.
Purchase Originations
682
Ranked #508 nationally
Median Total Costs
$9,164
+37.2% vs national ($6,680)
Median Rate
6.625%
+2.1% vs national (6.490%)
Median Origination
$4,669
Median Lender Credits
$300
Cost Rank (500+ vol.)
#514
among lenders with 500+ originations
Denial Rate
53.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 358 | 6.625% | $7,175 | $3,984 |
| fha | 285 | 6.750% | $11,386 | $5,440 |
| va | 39 | 6.375% | $8,922 | $2,046 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 52 | 6.625% | $9,064 | #321 |
| Kentucky | 49 | 6.750% | $7,539 | — |
| North Carolina | 37 | 6.375% | $10,503 | — |
| Ohio | 35 | 7.250% | $8,687 | — |
| Texas | 34 | 6.688% | $10,093 | — |
| Missouri | 29 | 6.625% | $8,702 | — |
| Illinois | 28 | 6.688% | $8,374 | — |
| Georgia | 27 | 6.990% | $11,689 | — |
| Pennsylvania | 27 | 6.875% | $8,749 | — |
| Indiana | 26 | 6.500% | $8,650 | — |
| California | 24 | 6.312% | $15,618 | — |
| Michigan | 24 | 6.750% | $7,572 | — |
| South Carolina | 23 | 6.500% | $10,600 | — |
| Alabama | 20 | 6.750% | $10,080 | — |
| Tennessee | 18 | 6.438% | $10,960 | — |
| Virginia | 17 | 6.625% | $9,156 | — |
| Mississippi | 15 | 6.625% | $8,458 | — |
| Kansas | 14 | 6.500% | $8,096 | — |
| Minnesota | 14 | 6.750% | $8,212 | — |
| Arkansas | 13 | 6.750% | $8,423 | — |
| Arizona | 12 | 6.562% | $13,002 | — |
| New Jersey | 11 | 6.625% | $9,687 | — |
| Oklahoma | 11 | 6.750% | $8,743 | — |
| Wisconsin | 11 | 6.625% | $7,529 | — |
| Colorado | 9 | 6.750% | $9,948 | — |
| Iowa | 9 | 6.625% | $9,388 | — |
| Massachusetts | 9 | 6.500% | $14,753 | — |
| Nevada | 7 | 6.750% | $6,609 | — |
| Washington | 7 | 6.500% | $17,078 | — |
| West Virginia | 7 | 6.500% | $11,330 | — |
| Louisiana | 6 | 6.500% | $9,048 | — |
| New Hampshire | 6 | 7.188% | $8,200 | — |
| Alaska | 5 | 6.990% | $13,155 | — |
| Maryland | 5 | 6.500% | $6,479 | — |
| Maine | 5 | 6.750% | $13,647 | — |
| New Mexico | 5 | 6.875% | $11,935 | — |
| Idaho | 4 | 6.438% | $9,579 | — |
| Nebraska | 4 | 6.562% | $7,566 | — |
| Oregon | 4 | 6.688% | $7,103 | — |
| Hawaii | 3 | 6.125% | $8,001 | — |
| South Dakota | 3 | 6.990% | $9,707 | — |
| Vermont | 3 | 6.625% | $11,441 | — |
| Connecticut | 2 | 6.500% | $7,485 | — |
| Delaware | 2 | 7.062% | $16,072 | — |
| Rhode Island | 2 | 5.688% | $6,841 | — |
| Utah | 2 | 6.188% | $8,587 | — |
| North Dakota | 1 | 7.750% | $10,968 | — |
| Wyoming | 1 | 6.625% | $12,258 | — |
| This lender | Florida median | National median | |
|---|---|---|---|
| Total Closing Costs | $9,064 | $8,663 | $6,680 |
| Interest Rate | 6.625% | 6.380% | 6.490% |
| Originations in state | 52 | — | — |
Based on 2025 HMDA data. State and national medians cover all reporting lenders.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Amerisave Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $255,000 | $335,000 | −$80,000 (−23.9%) |
| Median total closing costs | $9,164 | $7,127 | +$2,037 (+28.6%) |