SUN WEST MORTGAGE COMPANY, INC. closing costs and rates (2024)
In 2024, SUN WEST MORTGAGE COMPANY, INC. originated 2,882 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $11,290. That ranks #158 nationally by origination volume. For total closing costs among lenders with 500+ originations, SUN WEST MORTGAGE COMPANY, INC. ranks #585. That is $4,549 above the national median of $6,741. SUN WEST MORTGAGE COMPANY, INC. is most active in California with 484 originations there.
Purchase Originations
2,882
Ranked #158 nationally
Median Total Costs
$11,290
+67.5% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,345
Median Lender Credits
$138
Cost Rank (500+ vol.)
#585
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 1,678 | 6.500% | $13,665 | $4,834 |
| conventional | 740 | 6.625% | $7,532 | $3,941 |
| va | 387 | 6.375% | $8,277 | $2,683 |
| usda | 77 | 6.375% | $7,511 | $3,135 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 484 | 6.375% | $19,474 | #76 |
| Texas | 463 | 6.625% | $11,825 | #124 |
| Puerto Rico | 242 | 6.562% | $9,018 | #12 |
| Florida | 191 | 6.500% | $12,044 | #173 |
| Arizona | 156 | 6.500% | $14,534 | #77 |
| Oklahoma | 99 | 6.500% | $7,832 | #70 |
| Maryland | 89 | 6.375% | $12,614 | #106 |
| Missouri | 82 | 6.625% | $9,128 | #111 |
| Louisiana | 76 | 6.445% | $9,512 | #61 |
| South Carolina | 76 | 6.500% | $7,907 | #138 |
| Virginia | 74 | 6.488% | $7,734 | #147 |
| Illinois | 63 | 7.000% | $9,780 | #178 |
| North Carolina | 57 | 6.625% | $8,411 | #185 |
| Georgia | 56 | 6.875% | $11,413 | #188 |
| Ohio | 56 | 6.500% | $8,663 | #180 |
| Nevada | 52 | 6.500% | $12,282 | #97 |
| Colorado | 49 | 6.375% | $11,772 | — |
| New York | 48 | 6.812% | $19,933 | — |
| New Jersey | 44 | 6.812% | $15,673 | — |
| Oregon | 35 | 5.875% | $15,181 | — |
| Kansas | 33 | 6.625% | $7,624 | — |
| Tennessee | 29 | 6.625% | $11,435 | — |
| Kentucky | 28 | 6.500% | $8,003 | — |
| Michigan | 26 | 6.938% | $9,633 | — |
| Pennsylvania | 26 | 6.438% | $8,958 | — |
| Minnesota | 25 | 6.500% | $8,993 | — |
| Alabama | 24 | 6.852% | $9,403 | — |
| Indiana | 24 | 6.562% | $10,802 | — |
| Utah | 22 | 6.361% | $9,552 | — |
| Wisconsin | 22 | 7.125% | $7,041 | — |
| Washington | 20 | 6.375% | $14,148 | — |
| Arkansas | 18 | 6.438% | $7,648 | — |
| New Mexico | 15 | 6.625% | $12,893 | — |
| West Virginia | 13 | 6.875% | $9,336 | — |
| Alaska | 9 | 6.250% | $6,226 | — |
| Connecticut | 9 | 6.961% | $14,199 | — |
| Delaware | 8 | 6.812% | $11,987 | — |
| Idaho | 8 | 6.812% | $7,825 | — |
| Mississippi | 7 | 6.227% | $9,991 | — |
| Hawaii | 6 | 6.159% | $29,966 | — |
| District of Columbia | 4 | 6.625% | $13,948 | — |
| Nebraska | 4 | 6.806% | $5,508 | — |
| Iowa | 3 | 7.450% | $3,363 | — |
| Rhode Island | 3 | 6.750% | $11,729 | — |
| Massachusetts | 2 | 6.807% | $4,868 | — |
| North Dakota | 2 | 6.875% | $9,711 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,661 | 6.625% | — | 23 | −$4,629 | |
| 2 | $6,993 | 6.438% | — | 28 | −$4,297 | |
| 3 | $7,122 | 6.375% | — | 23 | −$4,168 | |
| 4 | $9,323 | 6.875% | — | 25 | −$1,967 | |
| 5 | $9,619 | 6.500% | — | 39 | −$1,671 | |
| 6 | $10,711 | 6.625% | — | 23 | −$579 | |
| 7 | $10,819 | 6.875% | — | 28 | −$471 | |
| 8 | $11,385 | 6.750% | — | 20 | +$95 | |
| 9 | $11,710 | 6.500% | — | 38 | +$420 | |
| 10 | $11,838 | 6.812% | — | 22 | +$548 | |
| 11 | $12,122 | 6.438% | — | 34 | +$832 | |
| 12 | $12,427 | 6.750% | — | 75 | +$1,137 | |
| 13 | $13,549 | 6.355% | — | 65 | +$2,259 | |
| 14 | $14,390 | 6.500% | — | 21 | +$3,100 | |
| 15 | $15,443 | 6.375% | — | 114 | +$4,153 | |
| 16 | $15,744 | 6.375% | — | 23 | +$4,454 | |
| 17 | $19,115 | 6.375% | — | 40 | +$7,825 | |
| 18 | $19,558 | 6.375% | — | 85 | +$8,268 | |
| 19 | $20,302 | 6.500% | — | 127 | +$9,012 | |
| 20 | $22,412 | 6.500% | — | 85 | +$11,122 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.