RBC Bank, (Georgia) National Association closing costs and rates (2024)
In 2024, RBC Bank, (Georgia) National Association originated 342 purchase mortgages at a median interest rate of 5.75% and median total closing costs of $3,609. That is $3,132 below the national median of $6,741. RBC Bank, (Georgia) National Association is most active in Texas with 67 originations there.
Purchase Originations
342
Median Total Costs
$3,609
−46.5% vs national ($6,741)
Median Rate
5.750%
−13.1% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$228
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 342 | 5.750% | $3,609 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 67 | 6.000% | $4,487 | #321 |
| Florida | 55 | 5.625% | $4,630 | #312 |
| Georgia | 19 | 5.625% | $3,931 | — |
| North Carolina | 19 | 5.625% | $2,725 | — |
| Massachusetts | 14 | 5.625% | $4,305 | — |
| California | 13 | 5.625% | $5,799 | — |
| Illinois | 11 | 5.875% | $4,720 | — |
| New Jersey | 11 | 5.500% | $5,250 | — |
| New York | 11 | 5.750% | $2,911 | — |
| Michigan | 10 | 5.750% | $2,202 | — |
| Arizona | 8 | 5.625% | $4,142 | — |
| Colorado | 8 | 5.562% | $2,198 | — |
| Virginia | 7 | 5.750% | $2,064 | — |
| Washington | 7 | 5.750% | $3,809 | — |
| Ohio | 6 | 6.062% | $3,645 | — |
| Utah | 6 | 6.000% | $3,036 | — |
| Louisiana | 5 | 5.500% | $2,999 | — |
| Minnesota | 5 | 6.125% | $2,839 | — |
| Missouri | 5 | 5.875% | $1,971 | — |
| Oklahoma | 5 | 6.000% | $2,998 | — |
| Pennsylvania | 5 | 6.000% | $4,428 | — |
| Indiana | 4 | 5.812% | $1,602 | — |
| Mississippi | 4 | 5.875% | $3,164 | — |
| Nevada | 4 | 5.812% | $4,389 | — |
| Tennessee | 4 | 5.812% | $2,493 | — |
| Alabama | 3 | 6.125% | $1,808 | — |
| Idaho | 3 | 6.000% | $4,232 | — |
| Kentucky | 3 | 6.125% | $2,189 | — |
| Maryland | 3 | 5.375% | $2,686 | — |
| Maine | 3 | 6.375% | $1,752 | — |
| South Carolina | 3 | 5.125% | $2,777 | — |
| Connecticut | 2 | 5.562% | $2,433 | — |
| District of Columbia | 2 | 6.062% | $3,723 | — |
| New Hampshire | 2 | 5.625% | $2,640 | — |
| Alaska | 1 | 6.125% | $3,860 | — |
| Arkansas | 1 | 6.625% | $2,051 | — |
| New Mexico | 1 | 6.125% | $2,497 | — |
| Oregon | 1 | 6.375% | $2,806 | — |
| Rhode Island | 1 | 5.125% | $2,914 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,699 | 5.750% | — | 5 | −$910 | |
| 2 | $2,835 | 5.625% | — | 5 | −$774 | |
| 3 | $3,118 | 5.500% | — | 5 | −$491 | |
| 4 | $3,468 | 5.625% | — | 7 | −$141 | |
| 5 | $3,516 | 6.062% | — | 4 | −$93 | |
| 6 | $3,962 | 5.750% | — | 6 | +$353 | |
| 7 | $4,133 | 6.000% | — | 14 | +$524 | |
| 8 | $4,142 | 5.625% | — | 6 | +$533 | |
| 9 | $4,164 | 5.688% | — | 6 | +$555 | |
| 10 | $4,463 | 5.875% | — | 5 | +$854 | |
| 11 | $4,628 | 5.812% | — | 4 | +$1,019 | |
| 12 | $4,712 | 5.938% | — | 4 | +$1,103 | |
| 13 | $4,752 | 6.188% | — | 6 | +$1,143 | |
| 14 | $4,959 | 5.875% | — | 7 | +$1,350 | |
| 15 | $5,185 | 5.750% | — | 4 | +$1,576 | |
| 16 | $5,210 | 5.750% | — | 5 | +$1,601 | |
| 17 | $5,345 | 5.125% | — | 6 | +$1,736 | |
| 18 | $6,225 | 5.625% | — | 4 | +$2,616 | |
| 19 | $6,302 | 5.438% | — | 4 | +$2,693 | |
| 20 | $7,809 | 5.625% | — | 11 | +$4,200 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.