ORIGINPOINT LLC closing costs and rates (2024)
In 2024, ORIGINPOINT LLC originated 2,311 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $7,456. That ranks #197 nationally by origination volume. For total closing costs among lenders with 500+ originations, ORIGINPOINT LLC ranks #400. That is $715 above the national median of $6,741. ORIGINPOINT LLC is most active in California with 649 originations there.
Purchase Originations
2,311
Ranked #197 nationally
Median Total Costs
$7,456
+10.6% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,682
Median Lender Credits
$125
Cost Rank (500+ vol.)
#400
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,008 | 6.850% | $7,114 | $1,783 |
| fha | 155 | 6.250% | $14,507 | $2,756 |
| va | 144 | 6.250% | $8,002 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 649 | 6.850% | $8,020 | #58 |
| Washington | 506 | 6.750% | $7,520 | #30 |
| Texas | 479 | 6.625% | $8,198 | #120 |
| North Carolina | 129 | 6.625% | $5,091 | #132 |
| Colorado | 123 | 6.625% | $5,614 | #95 |
| Illinois | 83 | 6.975% | $6,673 | #157 |
| Maryland | 44 | 6.888% | $5,984 | — |
| District of Columbia | 41 | 6.625% | $7,593 | — |
| Virginia | 31 | 6.750% | $5,845 | — |
| Florida | 29 | 6.750% | $9,012 | — |
| Massachusetts | 27 | 6.625% | $5,175 | — |
| Indiana | 25 | 6.990% | $4,622 | — |
| Tennessee | 23 | 6.750% | $8,176 | — |
| South Carolina | 19 | 6.625% | $4,892 | — |
| Kansas | 17 | 6.625% | $3,680 | — |
| Idaho | 13 | 6.500% | $7,402 | — |
| Wyoming | 9 | 6.625% | $4,578 | — |
| Hawaii | 8 | 6.625% | $6,171 | — |
| Minnesota | 8 | 6.600% | $8,125 | — |
| Pennsylvania | 8 | 6.990% | $6,859 | — |
| Wisconsin | 8 | 6.550% | $3,919 | — |
| Missouri | 6 | 6.832% | $3,160 | — |
| Oregon | 6 | 6.750% | $9,541 | — |
| Arizona | 4 | 6.938% | $6,408 | — |
| Georgia | 4 | 6.957% | $7,471 | — |
| Delaware | 2 | 6.762% | $5,979 | — |
| Michigan | 2 | 6.688% | $7,158 | — |
| New Jersey | 2 | 6.725% | $6,764 | — |
| Oklahoma | 2 | 7.000% | $4,610 | — |
| Connecticut | 1 | 6.125% | $5,394 | — |
| New Hampshire | 1 | 6.750% | $9,503 | — |
| Ohio | 1 | 7.125% | $4,638 | — |
| Rhode Island | 1 | 6.990% | $4,368 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,835 | 6.750% | — | 55 | −$2,621 | |
| 2 | $5,201 | 6.875% | — | 56 | −$2,255 | |
| 3 | $5,805 | 6.500% | — | 34 | −$1,651 | |
| 4 | $6,759 | 6.975% | — | 53 | −$697 | |
| 5 | $6,815 | 6.825% | — | 73 | −$641 | |
| 6 | $7,155 | 6.625% | — | 57 | −$301 | |
| 7 | $7,349 | 6.850% | — | 329 | −$107 | |
| 8 | $7,505 | 6.750% | — | 51 | +$49 | |
| 9 | $7,593 | 6.625% | — | 41 | +$137 | |
| 10 | $7,768 | 6.850% | — | 63 | +$312 | |
| 11 | $8,003 | 6.875% | — | 48 | +$547 | |
| 12 | $8,024 | 6.625% | — | 31 | +$568 | |
| 13 | $8,030 | 6.750% | — | 118 | +$574 | |
| 14 | $8,129 | 6.588% | — | 42 | +$673 | |
| 15 | $8,233 | 7.000% | — | 35 | +$777 | |
| 16 | $8,463 | 6.850% | — | 45 | +$1,007 | |
| 17 | $8,912 | 6.850% | — | 34 | +$1,456 | |
| 18 | $9,741 | 6.812% | — | 54 | +$2,285 | |
| 19 | $9,950 | 6.350% | — | 45 | +$2,494 | |
| 20 | $10,273 | 6.875% | — | 198 | +$2,817 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.