Leader Bank, National Association closing costs and rates (2024)
In 2024, Leader Bank, National Association originated 3,461 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,799. That ranks #136 nationally by origination volume. For total closing costs among lenders with 500+ originations, Leader Bank, National Association ranks #182. That is $1,942 below the national median of $6,741. Leader Bank, National Association is most active in Massachusetts with 2,853 originations there.
Purchase Originations
3,461
Ranked #136 nationally
Median Total Costs
$4,799
−28.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,399
Median Lender Credits
$446
Cost Rank (500+ vol.)
#182
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,336 | 6.500% | $4,769 | $1,399 |
| va | 64 | 6.125% | $5,574 | $1,399 |
| fha | 61 | 6.250% | $13,281 | $1,399 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 2,853 | 6.500% | $4,809 | #2 |
| New Hampshire | 112 | 6.500% | $4,253 | #21 |
| Connecticut | 105 | 6.500% | $5,305 | #48 |
| Rhode Island | 79 | 6.624% | $4,420 | #30 |
| Florida | 51 | 6.500% | $5,687 | #324 |
| Texas | 31 | 6.500% | $6,018 | — |
| North Carolina | 30 | 6.749% | $4,145 | — |
| Maine | 21 | 6.990% | $4,087 | — |
| New York | 20 | 6.500% | $5,700 | — |
| California | 15 | 6.500% | $7,286 | — |
| New Jersey | 12 | 6.499% | $6,113 | — |
| Virginia | 11 | 6.624% | $4,527 | — |
| Illinois | 10 | 6.562% | $6,034 | — |
| South Carolina | 9 | 6.125% | $4,747 | — |
| Washington | 9 | 6.625% | $5,301 | — |
| Colorado | 8 | 6.250% | $3,873 | — |
| Maryland | 8 | 6.375% | $5,947 | — |
| Kentucky | 7 | 6.875% | $4,057 | — |
| Michigan | 7 | 6.125% | $4,143 | — |
| Pennsylvania | 7 | 6.375% | $5,451 | — |
| Arizona | 5 | 6.750% | $6,529 | — |
| Georgia | 5 | 6.125% | $4,748 | — |
| Ohio | 5 | 6.750% | $4,442 | — |
| Alabama | 4 | 6.688% | $4,219 | — |
| Indiana | 4 | 5.875% | $4,362 | — |
| Minnesota | 4 | 6.688% | $3,870 | — |
| Oregon | 4 | 6.562% | $5,697 | — |
| Delaware | 3 | 6.490% | $4,078 | — |
| Missouri | 3 | 6.250% | $6,128 | — |
| New Mexico | 3 | 5.990% | $4,972 | — |
| Tennessee | 3 | 6.375% | $8,168 | — |
| Arkansas | 2 | 6.688% | $3,613 | — |
| Idaho | 2 | 6.500% | $5,920 | — |
| Oklahoma | 2 | 6.188% | $3,303 | — |
| Kansas | 1 | 5.500% | $4,388 | — |
| Mississippi | 1 | 6.990% | $3,669 | — |
| Montana | 1 | 6.490% | $5,343 | — |
| Nevada | 1 | 6.000% | $3,707 | — |
| South Dakota | 1 | 7.375% | $3,594 | — |
| Utah | 1 | 7.250% | $3,508 | — |
| Vermont | 1 | 6.125% | $4,817 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,675 | 6.624% | — | 5 | −$1,124 | |
| 2 | $3,948 | 6.990% | — | 8 | −$851 | |
| 3 | $4,145 | 6.500% | — | 12 | −$654 | |
| 4 | $4,177 | 6.500% | — | 53 | −$622 | |
| 5 | $4,179 | 6.875% | — | 13 | −$620 | |
| 6 | $4,401 | 6.562% | — | 54 | −$398 | |
| 7 | $4,498 | 6.562% | — | 40 | −$301 | |
| 8 | $4,524 | 6.625% | — | 101 | −$275 | |
| 9 | $4,598 | 6.625% | — | 299 | −$201 | |
| 10 | $4,650 | 6.490% | — | 166 | −$149 | |
| 11 | $4,731 | 6.625% | — | 13 | −$68 | |
| 12 | $4,786 | 6.500% | — | 101 | −$13 | |
| 13 | $4,792 | 6.500% | — | 440 | −$7 | |
| 14 | $4,826 | 6.490% | — | 405 | +$27 | |
| 15 | $4,836 | 6.500% | — | 310 | +$37 | |
| 16 | $4,921 | 6.500% | — | 1,003 | +$122 | |
| 17 | $5,158 | 6.125% | — | 7 | +$359 | |
| 18 | $5,234 | 6.500% | — | 81 | +$435 | |
| 19 | $5,366 | 6.490% | — | 5 | +$567 | |
| 20 | $5,837 | 6.625% | — | 7 | +$1,038 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.