ANGEL OAK MORTGAGE SOLUTIONS LLC closing costs and rates (2024)
In 2024, ANGEL OAK MORTGAGE SOLUTIONS LLC originated 1,164 purchase mortgages at a median interest rate of 7.62% and median total closing costs of $14,509. That ranks #331 nationally by origination volume. For total closing costs among lenders with 500+ originations, ANGEL OAK MORTGAGE SOLUTIONS LLC ranks #618. That is $7,768 above the national median of $6,741. ANGEL OAK MORTGAGE SOLUTIONS LLC is most active in Florida with 410 originations there.
Purchase Originations
1,164
Ranked #331 nationally
Median Total Costs
$14,509
+115.2% vs national ($6,741)
Median Rate
7.625%
+15.2% vs national (6.620%)
Median Origination
$10,295
Median Lender Credits
$1,951
Cost Rank (500+ vol.)
#618
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,164 | 7.625% | $14,509 | $10,295 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 410 | 7.625% | $15,799 | #103 |
| California | 173 | 7.499% | $18,854 | #157 |
| Texas | 119 | 7.874% | $14,758 | #251 |
| Georgia | 62 | 8.124% | $12,245 | #178 |
| South Carolina | 46 | 7.562% | $10,618 | — |
| Virginia | 36 | 7.750% | $11,823 | — |
| North Carolina | 34 | 8.188% | $13,464 | — |
| Colorado | 30 | 7.750% | $13,860 | — |
| Maryland | 27 | 7.625% | $17,800 | — |
| Illinois | 22 | 7.687% | $10,858 | — |
| Arizona | 20 | 7.625% | $17,240 | — |
| New Jersey | 17 | 8.125% | $14,055 | — |
| Tennessee | 16 | 8.125% | $11,019 | — |
| Pennsylvania | 15 | 7.875% | $10,363 | — |
| Washington | 12 | 7.812% | $20,610 | — |
| Ohio | 11 | 7.875% | $9,202 | — |
| Nevada | 10 | 7.375% | $16,689 | — |
| Minnesota | 9 | 7.999% | $10,358 | — |
| Oregon | 9 | 8.500% | $12,805 | — |
| Connecticut | 8 | 7.688% | $11,440 | — |
| Michigan | 8 | 7.750% | $11,082 | — |
| Utah | 8 | 7.875% | $18,239 | — |
| Mississippi | 7 | 8.375% | $12,348 | — |
| Alabama | 6 | 8.250% | $12,650 | — |
| Indiana | 6 | 7.500% | $11,242 | — |
| Hawaii | 5 | 7.250% | $13,224 | — |
| Kansas | 5 | 7.375% | $9,035 | — |
| Missouri | 5 | 7.500% | $10,176 | — |
| Arkansas | 4 | 8.688% | $5,879 | — |
| District of Columbia | 4 | 8.688% | $13,563 | — |
| Louisiana | 4 | 7.438% | $11,091 | — |
| Iowa | 2 | 7.875% | $4,600 | — |
| Nebraska | 2 | 8.500% | $8,197 | — |
| New Mexico | 2 | 7.499% | $14,517 | — |
| Oklahoma | 2 | 8.688% | $13,319 | — |
| West Virginia | 2 | 8.125% | $15,458 | — |
| Idaho | 1 | 7.750% | $16,738 | — |
| Kentucky | 1 | 8.625% | $7,267 | — |
| Maine | 1 | 7.375% | $6,387 | — |
| Montana | 1 | 7.750% | $11,255 | — |
| New Hampshire | 1 | 9.875% | $22,836 | — |
| Wyoming | 1 | 7.625% | $12,520 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $10,639 | 7.688% | — | 24 | −$3,870 | |
| 2 | $10,965 | 7.812% | — | 12 | −$3,544 | |
| 3 | $11,309 | 7.625% | — | 19 | −$3,200 | |
| 4 | $12,404 | 7.500% | — | 9 | −$2,105 | |
| 5 | $12,493 | 7.625% | — | 12 | −$2,016 | |
| 6 | $12,736 | 7.374% | — | 10 | −$1,773 | |
| 7 | $14,196 | 7.437% | — | 16 | −$313 | |
| 8 | $15,101 | 7.875% | — | 11 | +$592 | |
| 9 | $15,126 | 7.749% | — | 66 | +$617 | |
| 10 | $15,402 | 7.562% | — | 16 | +$893 | |
| 11 | $15,731 | 7.375% | — | 17 | +$1,222 | |
| 12 | $16,117 | 7.625% | — | 17 | +$1,608 | |
| 13 | $16,397 | 8.312% | — | 14 | +$1,888 | |
| 14 | $16,993 | 7.875% | — | 21 | +$2,484 | |
| 15 | $17,144 | 7.500% | — | 51 | +$2,635 | |
| 16 | $18,017 | 7.500% | — | 86 | +$3,508 | |
| 17 | $19,435 | 7.312% | — | 14 | +$4,926 | |
| 18 | $19,556 | 7.062% | — | 10 | +$5,047 | |
| 19 | $20,663 | 7.375% | — | 53 | +$6,154 | |
| 20 | $29,560 | 7.250% | — | 17 | +$15,051 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.