AMERICAN INTERNET MORTGAGE, INC. closing costs and rates (2024)
In 2024, AMERICAN INTERNET MORTGAGE, INC. originated 284 purchase mortgages at a median interest rate of 6.19% and median total closing costs of $4,987. That is $1,754 below the national median of $6,741. AMERICAN INTERNET MORTGAGE, INC. is most active in California with 46 originations there.
Purchase Originations
284
Median Total Costs
$4,987
−26.0% vs national ($6,741)
Median Rate
6.188%
−6.5% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$838
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 275 | 6.375% | $4,976 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 46 | 6.500% | $6,306 | — |
| Texas | 23 | 6.500% | $5,516 | — |
| Arizona | 18 | 6.125% | $5,730 | — |
| Florida | 17 | 6.500% | $5,437 | — |
| Virginia | 14 | 6.125% | $5,133 | — |
| North Carolina | 11 | 6.500% | $3,995 | — |
| Colorado | 10 | 5.938% | $3,817 | — |
| Georgia | 10 | 6.438% | $5,445 | — |
| New Jersey | 10 | 6.312% | $6,964 | — |
| Washington | 10 | 6.125% | $6,440 | — |
| Indiana | 9 | 6.000% | $2,806 | — |
| Alabama | 7 | 6.000% | $3,358 | — |
| South Carolina | 7 | 6.125% | $4,325 | — |
| Idaho | 6 | 6.500% | $4,669 | — |
| Ohio | 6 | 6.125% | $5,506 | — |
| Oregon | 6 | 6.500% | $4,462 | — |
| Utah | 6 | 6.375% | $3,666 | — |
| Arkansas | 5 | 5.875% | $6,300 | — |
| Michigan | 5 | 5.875% | $3,590 | — |
| Tennessee | 5 | 6.125% | $5,033 | — |
| Illinois | 4 | 6.438% | $7,084 | — |
| Louisiana | 4 | 5.562% | $4,478 | — |
| Minnesota | 4 | 6.312% | $3,456 | — |
| Missouri | 4 | 5.375% | $4,663 | — |
| Nevada | 4 | 6.188% | $4,357 | — |
| Wisconsin | 4 | 5.938% | $4,691 | — |
| Maryland | 3 | 6.500% | $5,259 | — |
| Pennsylvania | 3 | 6.000% | $7,825 | — |
| Hawaii | 2 | 6.812% | $8,048 | — |
| Massachusetts | 2 | 6.500% | $5,729 | — |
| Maine | 2 | 6.250% | $7,095 | — |
| Montana | 2 | 5.688% | $11,742 | — |
| New Mexico | 2 | 6.812% | $3,660 | — |
| Alaska | 1 | 6.625% | $3,690 | — |
| Connecticut | 1 | 6.500% | $5,000 | — |
| Iowa | 1 | 6.125% | $2,598 | — |
| Kansas | 1 | 6.125% | $2,718 | — |
| Mississippi | 1 | 6.625% | $3,519 | — |
| North Dakota | 1 | 6.500% | $3,180 | — |
| Nebraska | 1 | 4.500% | $3,830 | — |
| New Hampshire | 1 | 6.875% | $3,732 | — |
| Oklahoma | 1 | 6.625% | $3,879 | — |
| Rhode Island | 1 | 6.500% | $3,640 | — |
| South Dakota | 1 | 6.500% | $2,690 | — |
| Vermont | 1 | 6.875% | $4,807 | — |
| Wyoming | 1 | 6.000% | $8,912 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,759 | 6.688% | — | 4 | −$1,228 | |
| 2 | $4,139 | 6.375% | — | 3 | −$848 | |
| 3 | $4,357 | 6.188% | — | 4 | −$630 | |
| 4 | $4,397 | 6.125% | — | 3 | −$590 | |
| 5 | $4,718 | 6.125% | — | 3 | −$269 | |
| 6 | $4,899 | 6.500% | — | 3 | −$88 | |
| 7 | $5,516 | 6.500% | — | 3 | +$529 | |
| 8 | $5,921 | 6.125% | — | 11 | +$934 | |
| 9 | $6,043 | 6.500% | — | 4 | +$1,056 | |
| 10 | $6,129 | 6.625% | — | 3 | +$1,142 | |
| 11 | $6,328 | 5.500% | — | 3 | +$1,341 | |
| 12 | $6,334 | 6.625% | — | 3 | +$1,347 | |
| 13 | $6,616 | 6.625% | — | 3 | +$1,629 | |
| 14 | $6,954 | 6.500% | — | 7 | +$1,967 | |
| 15 | $7,064 | 6.500% | — | 3 | +$2,077 | |
| 16 | $7,359 | 6.500% | — | 7 | +$2,372 | |
| 17 | $8,219 | 6.000% | — | 3 | +$3,232 | |
| 18 | $8,386 | 6.500% | — | 3 | +$3,399 | |
| 19 | $8,622 | 6.500% | — | 3 | +$3,635 | |
| 20 | $9,366 | 6.000% | — | 3 | +$4,379 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.