Grade A · 0% of disclosures flagged for junk fees
Mortgage Company · Michigan · NMLS #3030
Avg Closing Costs
$5,427
median across reports
vs. National Average
67%
above national avg
Avg Origination Charge
$4,169
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $4,169 | $1,587 | 🔺 High |
| discount_points | $3,370 | $2,207 | 🔺 High |
| Title Insurance | $3,230 | $3,301 | 🟡 Average |
| lender_credits | $1,272 | $393 | 🔺 High |
| Underwriting Fee | $1,230 | $1,512 | 🟢 Below Avg |
| Appraisal | $896 | $1,096 | 🟢 Below Avg |
| Settlement/Closing Fee | $822 | $1,008 | 🟢 Below Avg |
| Processing Fee | $649 | $822 | 🟢 Below Avg |
| Rate Lock Fee | $347 | $370 | 🟡 Average |
| Title Search | $324 | $400 | 🟢 Below Avg |
| Recording Fee | $283 | $353 | 🟢 Below Avg |
| Document Preparation | $163 | $154 | 🟡 Average |
| Tax Service Fee | $104 | $133 | 🟢 Below Avg |
| Wire Transfer Fee | $57 | $70 | 🟢 Below Avg |
| Credit Report | $56 | $70 | 🟢 Below Avg |
| Courier/Delivery | $49 | $60 | 🟢 Below Avg |
| Flood Certification | $19 | $24 | 🟢 Below Avg |
Got a Loan Estimate from Rocket Mortgage? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 429,106 homebuyer-submitted Closing Disclosures, Rocket Mortgage's median total closing costs are $5,427. This is about 67% above the $3,254 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Closing Costs in Michigan
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Federal data snapshot (2025)
In 2025, Rocket Mortgage, LLC originated 126,084 purchase loans with median closing costs of $6,874.
See 2025 HMDA market data for Rocket Mortgage, LLC →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.