Grade B · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$6,619
median across reports
vs. National Average
103%
above national avg
Avg Origination Charge
$4,190
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $4,736 | $2,207 | 🔺 High |
| Origination Fee | $4,190 | $1,587 | 🔺 High |
| Title Insurance | $3,310 | $3,301 | 🟡 Average |
| Underwriting Fee | $1,253 | $1,512 | 🟢 Below Avg |
| lender_credits | $1,182 | $393 | 🔺 High |
| Appraisal | $914 | $1,096 | 🟢 Below Avg |
| Settlement/Closing Fee | $833 | $1,008 | 🟢 Below Avg |
| Processing Fee | $666 | $822 | 🟢 Below Avg |
| Rate Lock Fee | $359 | $370 | 🟡 Average |
| Title Search | $335 | $400 | 🟢 Below Avg |
| Recording Fee | $292 | $353 | 🟢 Below Avg |
| Document Preparation | $163 | $154 | 🟡 Average |
| Tax Service Fee | $109 | $133 | 🟢 Below Avg |
| Wire Transfer Fee | $59 | $70 | 🟢 Below Avg |
| Credit Report | $58 | $70 | 🟢 Below Avg |
| Courier/Delivery | $50 | $60 | 🟢 Below Avg |
| Flood Certification | $20 | $24 | 🟢 Below Avg |
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Based on 82,647 homebuyer-submitted Closing Disclosures, loanDepot.com, LLC's median total closing costs are $6,619. This is about 103% above the $3,254 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.