HOMEXPRESS MORTGAGE CORP. closing costs and rates (2024)
In 2024, HOMEXPRESS MORTGAGE CORP. originated 1,071 purchase mortgages at a median interest rate of 8.00% and median total closing costs of $15,685. That ranks #356 nationally by origination volume. For total closing costs among lenders with 500+ originations, HOMEXPRESS MORTGAGE CORP. ranks #630. That is $8,944 above the national median of $6,741. HOMEXPRESS MORTGAGE CORP. is most active in California with 265 originations there.
Purchase Originations
1,071
Ranked #356 nationally
Median Total Costs
$15,685
+132.7% vs national ($6,741)
Median Rate
7.999%
+20.8% vs national (6.620%)
Median Origination
$11,212
Median Lender Credits
$1,995
Cost Rank (500+ vol.)
#630
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,037 | 7.999% | $15,785 | $11,397 |
| fha | 26 | 6.625% | $14,422 | $3,985 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 265 | 7.750% | $18,559 | #125 |
| Florida | 200 | 7.999% | $16,758 | #167 |
| Texas | 149 | 7.999% | $15,979 | #231 |
| Nevada | 49 | 7.875% | $15,479 | — |
| Arizona | 36 | 7.875% | $15,603 | — |
| Georgia | 28 | 8.375% | $15,859 | — |
| Colorado | 25 | 7.750% | $14,584 | — |
| New Jersey | 25 | 8.250% | $18,265 | — |
| Washington | 25 | 7.750% | $15,406 | — |
| Illinois | 22 | 8.250% | $11,142 | — |
| Oregon | 21 | 7.875% | $13,497 | — |
| Idaho | 18 | 8.062% | $18,330 | — |
| North Carolina | 18 | 7.875% | $12,088 | — |
| Tennessee | 18 | 7.999% | $10,140 | — |
| Hawaii | 14 | 8.250% | $17,824 | — |
| Maryland | 14 | 8.438% | $17,331 | — |
| South Carolina | 14 | 7.500% | $12,522 | — |
| Wisconsin | 14 | 8.188% | $8,240 | — |
| Connecticut | 13 | 7.875% | $14,532 | — |
| Ohio | 13 | 8.750% | $9,774 | — |
| Michigan | 12 | 7.562% | $10,010 | — |
| Oklahoma | 11 | 8.500% | $11,392 | — |
| Pennsylvania | 10 | 8.625% | $12,722 | — |
| Virginia | 10 | 8.500% | $14,277 | — |
| Indiana | 9 | 8.625% | $9,867 | — |
| Utah | 8 | 7.750% | $14,594 | — |
| Alabama | 5 | 8.750% | $6,447 | — |
| Louisiana | 5 | 7.750% | $10,238 | — |
| New Mexico | 4 | 7.749% | $20,278 | — |
| Arkansas | 3 | 7.375% | $13,023 | — |
| Minnesota | 3 | 8.625% | $14,162 | — |
| Kansas | 2 | 9.188% | $13,677 | — |
| Montana | 2 | 7.062% | $15,776 | — |
| Nebraska | 2 | 8.312% | $14,754 | — |
| Delaware | 1 | 9.500% | $20,526 | — |
| Iowa | 1 | 8.625% | $6,811 | — |
| Maine | 1 | 7.375% | $4,109 | — |
| New Hampshire | 1 | 8.875% | $15,101 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8,939 | 8.124% | — | 12 | −$6,746 | |
| 2 | $13,268 | 7.625% | — | 15 | −$2,417 | |
| 3 | $14,245 | 7.750% | — | 16 | −$1,440 | |
| 4 | $14,755 | 8.312% | — | 12 | −$930 | |
| 5 | $14,790 | 7.875% | — | 19 | −$895 | |
| 6 | $15,294 | 7.999% | — | 37 | −$391 | |
| 7 | $15,999 | 7.874% | — | 14 | +$314 | |
| 8 | $16,738 | 7.874% | — | 10 | +$1,053 | |
| 9 | $17,354 | 7.875% | — | 20 | +$1,669 | |
| 10 | $17,788 | 8.250% | — | 16 | +$2,103 | |
| 11 | $18,109 | 7.937% | — | 12 | +$2,424 | |
| 12 | $18,312 | 7.937% | — | 20 | +$2,627 | |
| 13 | $19,134 | 8.124% | — | 28 | +$3,449 | |
| 14 | $19,890 | 7.500% | — | 37 | +$4,205 | |
| 15 | $20,036 | 7.625% | — | 11 | +$4,351 | |
| 16 | $20,744 | 7.937% | — | 24 | +$5,059 | |
| 17 | $21,415 | 7.875% | — | 68 | +$5,730 | |
| 18 | $21,663 | 7.999% | — | 28 | +$5,978 | |
| 19 | $22,132 | 7.999% | — | 24 | +$6,447 | |
| 20 | $23,952 | 7.875% | — | 9 | +$8,267 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.