The Dart Bank closing costs and rates (2024)
In 2024, The Dart Bank originated 1,784 purchase mortgages at a median interest rate of 6.68% and median total closing costs of $3,988. That ranks #247 nationally by origination volume. For total closing costs among lenders with 500+ originations, The Dart Bank ranks #114. That is $2,753 below the national median of $6,741. The Dart Bank is most active in Michigan with 1,663 originations there.
Purchase Originations
1,784
Ranked #247 nationally
Median Total Costs
$3,988
−40.8% vs national ($6,741)
Median Rate
6.683%
+0.9% vs national (6.620%)
Median Origination
$1,212
Median Lender Credits
$285
Cost Rank (500+ vol.)
#114
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,634 | 6.750% | $3,793 | $1,190 |
| fha | 108 | 6.375% | $8,648 | $1,900 |
| va | 34 | 6.188% | $6,048 | $2,364 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 1,663 | 6.750% | $3,862 | #9 |
| Florida | 28 | 6.750% | $7,615 | — |
| Virginia | 28 | 6.125% | $10,873 | — |
| Maryland | 19 | 6.125% | $11,369 | — |
| California | 7 | 5.875% | $17,982 | — |
| Ohio | 5 | 6.750% | $3,788 | — |
| Colorado | 4 | 7.000% | $3,421 | — |
| Kentucky | 3 | 6.250% | $6,575 | — |
| Minnesota | 3 | 6.625% | $3,984 | — |
| Arizona | 2 | 6.438% | $5,570 | — |
| District of Columbia | 2 | 6.062% | $14,165 | — |
| Illinois | 2 | 6.750% | $5,366 | — |
| Indiana | 2 | 6.188% | $9,014 | — |
| Mississippi | 2 | 7.062% | $3,598 | — |
| North Carolina | 2 | 6.688% | $3,831 | — |
| Tennessee | 2 | 6.688% | $5,583 | — |
| Texas | 2 | 6.745% | $8,777 | — |
| Alabama | 1 | 8.125% | $3,513 | — |
| Georgia | 1 | 6.375% | $6,236 | — |
| Kansas | 1 | 7.000% | $3,627 | — |
| Missouri | 1 | 6.750% | $4,379 | — |
| Rhode Island | 1 | 7.000% | $3,716 | — |
| South Carolina | 1 | 5.875% | $8,483 | — |
| Wisconsin | 1 | 6.250% | $4,204 | — |
| West Virginia | 1 | 7.125% | $5,129 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,324 | 7.000% | — | 13 | −$664 | |
| 2 | $3,474 | 6.750% | — | 123 | −$514 | |
| 3 | $3,494 | 6.625% | — | 371 | −$494 | |
| 4 | $3,534 | 6.625% | — | 110 | −$454 | |
| 5 | $3,596 | 6.625% | — | 116 | −$392 | |
| 6 | $3,640 | 6.875% | — | 37 | −$348 | |
| 7 | $3,642 | 6.562% | — | 14 | −$346 | |
| 8 | $3,661 | 6.625% | — | 37 | −$327 | |
| 9 | $3,839 | 6.875% | — | 75 | −$149 | |
| 10 | $4,070 | 6.750% | — | 75 | +$82 | |
| 11 | $4,118 | 6.875% | — | 58 | +$130 | |
| 12 | $4,342 | 6.625% | — | 111 | +$354 | |
| 13 | $4,573 | 6.625% | — | 30 | +$585 | |
| 14 | $4,903 | 6.750% | — | 120 | +$915 | |
| 15 | $5,043 | 7.000% | — | 39 | +$1,055 | |
| 16 | $5,184 | 6.875% | — | 10 | +$1,196 | |
| 17 | $5,306 | 7.125% | — | 11 | +$1,318 | |
| 18 | $5,311 | 7.062% | — | 48 | +$1,323 | |
| 19 | $5,334 | 6.875% | — | 15 | +$1,346 | |
| 20 | $5,500 | 6.875% | — | 75 | +$1,512 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.