MORTGAGEONE, INC. closing costs and rates (2024)
In 2024, MORTGAGEONE, INC. originated 712 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $9,198. That ranks #501 nationally by origination volume. For total closing costs among lenders with 500+ originations, MORTGAGEONE, INC. ranks #514. That is $2,457 above the national median of $6,741. MORTGAGEONE, INC. is most active in California with 354 originations there.
Purchase Originations
712
Ranked #501 nationally
Median Total Costs
$9,198
+36.5% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,606
Median Lender Credits
$106
Cost Rank (500+ vol.)
#514
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| va | 316 | 6.750% | $4,468 | $0 |
| conventional | 259 | 6.875% | $9,686 | $5,774 |
| fha | 136 | 6.500% | $15,505 | $5,038 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 354 | 6.625% | $12,715 | #100 |
| Florida | 49 | 6.750% | $7,023 | — |
| Texas | 47 | 6.750% | $4,406 | — |
| Georgia | 41 | 6.750% | $3,872 | — |
| Washington | 25 | 6.625% | $8,885 | — |
| Arizona | 19 | 6.625% | $11,093 | — |
| North Carolina | 19 | 7.250% | $4,863 | — |
| Tennessee | 15 | 7.000% | $5,555 | — |
| South Carolina | 14 | 6.875% | $7,185 | — |
| Utah | 14 | 6.625% | $6,884 | — |
| Virginia | 14 | 6.750% | $3,912 | — |
| Oklahoma | 12 | 7.188% | $2,746 | — |
| Ohio | 11 | 7.000% | $2,230 | — |
| Illinois | 8 | 6.812% | $11,618 | — |
| Oregon | 8 | 6.500% | $5,929 | — |
| Colorado | 6 | 6.750% | $1,676 | — |
| Kentucky | 6 | 7.188% | $4,335 | — |
| Pennsylvania | 6 | 6.250% | $1,807 | — |
| Arkansas | 5 | 6.625% | $671 | — |
| Idaho | 5 | 7.000% | $10,265 | — |
| Hawaii | 4 | 6.250% | $6,295 | — |
| Indiana | 4 | 7.188% | $4,517 | — |
| Maryland | 4 | 6.188% | $6,015 | — |
| Nevada | 4 | 6.000% | $8,228 | — |
| Iowa | 3 | 6.625% | $3,959 | — |
| Kansas | 3 | 6.750% | $610 | — |
| Minnesota | 3 | 7.250% | $5,460 | — |
| New Mexico | 3 | 7.375% | $4,113 | — |
| Alabama | 1 | 5.875% | $13,070 | — |
| Louisiana | 1 | 6.000% | $785 | — |
| Michigan | 1 | 7.625% | $1,716 | — |
| Missouri | 1 | 6.250% | $9,683 | — |
| Montana | 1 | 5.250% | $708 | — |
| Wyoming | 1 | 7.250% | $6,606 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,337 | 6.625% | — | 6 | −$6,861 | |
| 2 | $5,750 | 6.750% | — | 5 | −$3,448 | |
| 3 | $7,002 | 6.625% | — | 9 | −$2,196 | |
| 4 | $8,359 | 6.625% | — | 8 | −$839 | |
| 5 | $9,006 | 6.875% | — | 7 | −$192 | |
| 6 | $9,878 | 6.625% | — | 7 | +$680 | |
| 7 | $9,984 | 6.688% | — | 10 | +$786 | |
| 8 | $10,077 | 6.188% | — | 6 | +$879 | |
| 9 | $10,677 | 6.688% | — | 8 | +$1,479 | |
| 10 | $10,868 | 6.625% | — | 13 | +$1,670 | |
| 11 | $11,093 | 6.250% | — | 9 | +$1,895 | |
| 12 | $11,162 | 6.562% | — | 8 | +$1,964 | |
| 13 | $11,221 | 6.438% | — | 16 | +$2,023 | |
| 14 | $11,485 | 6.750% | — | 103 | +$2,287 | |
| 15 | $14,711 | 6.500% | — | 31 | +$5,513 | |
| 16 | $14,761 | 6.625% | — | 8 | +$5,563 | |
| 17 | $15,958 | 6.875% | — | 41 | +$6,760 | |
| 18 | $16,959 | 6.625% | — | 53 | +$7,761 | |
| 19 | $19,040 | 6.875% | — | 7 | +$9,842 | |
| 20 | $20,016 | 6.750% | — | 9 | +$10,818 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.