CLEAREDGE LENDING LLC closing costs and rates (2024)
In 2024, CLEAREDGE LENDING LLC originated 768 purchase mortgages at a median interest rate of 7.50% and median total closing costs of $16,421. That ranks #466 nationally by origination volume. For total closing costs among lenders with 500+ originations, CLEAREDGE LENDING LLC ranks #631. That is $9,680 above the national median of $6,741. CLEAREDGE LENDING LLC is most active in California with 268 originations there.
Purchase Originations
768
Ranked #466 nationally
Median Total Costs
$16,421
+143.6% vs national ($6,741)
Median Rate
7.500%
+13.3% vs national (6.620%)
Median Origination
$11,493
Median Lender Credits
$4,046
Cost Rank (500+ vol.)
#631
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 768 | 7.500% | $16,421 | $11,493 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 268 | 7.375% | $21,590 | #124 |
| Florida | 217 | 7.500% | $16,082 | #162 |
| Texas | 58 | 7.875% | $14,774 | #338 |
| Georgia | 52 | 7.562% | $13,952 | #197 |
| Nevada | 22 | 7.438% | $14,030 | — |
| Washington | 21 | 7.500% | $19,326 | — |
| North Carolina | 15 | 7.625% | $14,658 | — |
| Minnesota | 13 | 9.000% | $11,931 | — |
| Arizona | 9 | 7.500% | $17,342 | — |
| Illinois | 7 | 7.875% | $12,394 | — |
| Virginia | 7 | 7.625% | $13,027 | — |
| Ohio | 6 | 7.688% | $12,772 | — |
| Pennsylvania | 6 | 7.500% | $13,893 | — |
| Tennessee | 6 | 7.438% | $15,276 | — |
| Utah | 6 | 6.812% | $9,236 | — |
| Colorado | 5 | 7.500% | $13,879 | — |
| Michigan | 5 | 7.500% | $9,638 | — |
| Wisconsin | 5 | 7.875% | $9,904 | — |
| Connecticut | 4 | 7.812% | $12,714 | — |
| Maryland | 4 | 8.562% | $13,398 | — |
| Oregon | 4 | 7.312% | $8,097 | — |
| South Carolina | 4 | 7.438% | $8,384 | — |
| Idaho | 3 | 8.500% | $14,423 | — |
| Indiana | 3 | 9.125% | $9,516 | — |
| New Jersey | 3 | 9.625% | $26,464 | — |
| Alabama | 2 | 8.125% | $16,114 | — |
| Mississippi | 2 | 7.625% | $10,742 | — |
| New Mexico | 2 | 7.688% | $11,450 | — |
| Oklahoma | 2 | 8.625% | $11,209 | — |
| Arkansas | 1 | 7.250% | $15,274 | — |
| District of Columbia | 1 | 8.125% | $30,455 | — |
| Kansas | 1 | 6.990% | $5,465 | — |
| Kentucky | 1 | 7.250% | $6,675 | — |
| Louisiana | 1 | 8.000% | $11,778 | — |
| Missouri | 1 | 8.000% | $9,664 | — |
| New Hampshire | 1 | 8.625% | $25,088 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $13,616 | 7.562% | — | 20 | −$2,805 | |
| 2 | $14,135 | 7.375% | — | 17 | −$2,286 | |
| 3 | $14,239 | 7.625% | — | 12 | −$2,182 | |
| 4 | $14,725 | 7.438% | — | 10 | −$1,696 | |
| 5 | $14,952 | 7.750% | — | 9 | −$1,469 | |
| 6 | $15,004 | 7.375% | — | 11 | −$1,417 | |
| 7 | $15,986 | 7.500% | — | 8 | −$435 | |
| 8 | $16,508 | 7.750% | — | 28 | +$87 | |
| 9 | $17,041 | 7.500% | — | 43 | +$620 | |
| 10 | $18,346 | 7.375% | — | 8 | +$1,925 | |
| 11 | $18,466 | 7.250% | — | 10 | +$2,045 | |
| 12 | $19,326 | 7.500% | — | 9 | +$2,905 | |
| 13 | $19,598 | 7.375% | — | 39 | +$3,177 | |
| 14 | $20,260 | 7.375% | — | 23 | +$3,839 | |
| 15 | $21,168 | 7.375% | — | 8 | +$4,747 | |
| 16 | $21,228 | 7.750% | — | 8 | +$4,807 | |
| 17 | $21,617 | 7.375% | — | 8 | +$5,196 | |
| 18 | $23,227 | 7.375% | — | 54 | +$6,806 | |
| 19 | $24,577 | 7.500% | — | 11 | +$8,156 | |
| 20 | $26,863 | 7.375% | — | 103 | +$10,442 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.