Purchase Originations
231
Median Total Costs
$12,082
+80.9% vs national ($6,680)
Median Rate
6.875%
+5.9% vs national (6.490%)
Median Origination
$7,240
Median Lender Credits
$2,042
Denial Rate
3.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 231 | 6.875% | $12,082 | $7,240 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 120 | 6.875% | $14,929 | #183 |
| Texas | 37 | 6.625% | $10,206 | — |
| Georgia | 30 | 6.875% | $6,226 | — |
| Florida | 17 | 7.000% | $15,022 | — |
| Pennsylvania | 8 | 7.000% | $9,380 | — |
| New Jersey | 7 | 6.875% | $13,400 | — |
| Oklahoma | 4 | 7.062% | $10,676 | — |
| Virginia | 4 | 7.750% | $7,812 | — |
| Arizona | 1 | 7.125% | $22,639 | — |
| Colorado | 1 | 6.000% | $19,477 | — |
| Maryland | 1 | 7.250% | $12,902 | — |
| Rhode Island | 1 | 6.375% | $7,493 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,451 | 7.250% | — | 3 | −$6,631 | |
| 2 | $6,414 | 6.750% | — | 15 | −$5,668 | |
| 3 | $6,600 | 7.000% | — | 3 | −$5,482 | |
| 4 | $8,368 | 6.875% | — | 14 | −$3,714 | |
| 5 | $9,380 | 7.000% | — | 8 | −$2,702 | |
| 6 | $10,555 | 6.750% | — | 3 | −$1,527 | |
| 7 | $10,730 | 6.875% | — | 3 | −$1,352 | |
| 8 | $10,823 | 6.688% | — | 6 | −$1,259 | |
| 9 | $10,954 | 6.375% | — | 5 | −$1,128 | |
| 10 | $11,019 | 7.250% | — | 3 | −$1,063 | |
| 11 | $11,693 | 6.625% | — | 11 | −$389 | |
| 12 | $13,155 | 6.375% | — | 3 | +$1,073 | |
| 13 | $13,808 | 6.875% | — | 29 | +$1,726 | |
| 14 | $14,483 | 7.375% | — | 3 | +$2,401 | |
| 15 | $14,698 | 6.500% | — | 8 | +$2,616 | |
| 16 | $15,772 | 7.000% | — | 10 | +$3,690 | |
| 17 | $17,634 | 7.062% | — | 2 | +$5,552 | |
| 18 | $17,886 | 7.250% | — | 36 | +$5,804 | |
| 19 | $18,400 | 6.875% | — | 5 | +$6,318 | |
| 20 | $25,066 | 7.000% | — | 8 | +$12,984 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | BRIDGEWAY LENDING PARTNERS LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $465,000 | $335,000 | +$130,000 (+38.8%) |
| Median total closing costs | $12,082 | $7,127 | +$4,955 (+69.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.