Lowest closing cost mortgage lenders in Fort Bend County County, Texas
In Fort Bend County, Texas, homebuyers paid a median of $8,732 in closing costs in 2024 — above the Texas median of $8,418. The county saw 10,882 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, Shea Mortgage Inc. offered the lowest median costs at $801, which is $6,278 less than the county median.
Homebuyers in Fort Bend County County who chose Shea Mortgage Inc. paid $7,931 less in closing costs than the county median.
County Median Costs
$8,732
+3.7% vs Texas ($8,418)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$2,152
Purchase Originations
10,882
vs Texas Median
3.7% above
$314
vs National Median
29.5% above
$1,991
Lender rankings in Fort Bend County County
123 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $801 | 6.750% | $0 | 19 | −$6,278 | |
| 2 | $1,014 | 6.500% | $0 | 39 | −$6,065 | |
| 3 | $1,294 | 6.625% | $0 | 11 | −$5,785 | |
| 4 | $2,366 | 6.500% | $0 | 27 | −$4,713 | |
| 5 | $3,332 | 6.500% | $75 | 16 | −$3,747 | |
| 6 | $3,500 | 6.562% | $0 | 36 | −$3,579 | |
| 7 | $3,502 | 6.000% | $196 | 27 | −$3,577 | |
| 8 | $3,579 | 6.000% | $0 | 55 | −$3,500 | |
| 9 | $3,704 | 6.500% | $1,463 | 28 | −$3,375 | |
| 10 | $3,896 | 5.500% | $0 | 406 | −$3,183 | |
| 11 | $3,973 | 6.125% | $1,758 | 15 | −$3,106 | |
| 12 | $4,070 | 4.990% | $1,700 | 214 | −$3,009 | |
| 13 | $4,078 | 6.500% | $377 | 10 | −$3,001 | |
| 14 | $4,084 | 6.875% | $1,910 | 21 | −$2,995 | |
| 15 | $4,172 | 6.875% | $1,080 | 25 | −$2,907 | |
| 16 | $4,322 | 7.850% | $495 | 23 | −$2,757 | |
| 17 | $4,347 | 6.500% | $0 | 65 | −$2,732 | |
| 18 | $4,389 | 6.000% | $1,562 | 60 | −$2,690 | |
| 19 | $4,633 | 6.625% | $1,495 | 17 | −$2,446 | |
| 20 | $4,692 | 5.500% | $126 | 157 | −$2,387 | |
| 21 | $4,883 | 6.375% | $995 | 26 | −$2,196 | |
| 22 | $4,891 | 6.375% | $0 | 29 | −$2,188 | |
| 23 | $5,015 | 6.375% | $1,450 | 305 | −$2,064 | |
| 24 | $5,325 | 6.500% | $1,160 | 26 | −$1,754 | |
| 25 | $5,449 | 6.562% | $0 | 10 | −$1,630 | |
| 26 | $5,455 | 6.058% | $1,475 | 20 | −$1,624 | |
| 27 | $5,478 | 6.375% | $1,120 | 47 | −$1,601 | |
| 28 | $5,522 | 7.000% | $1,868 | 10 | −$1,557 | |
| 29 | $5,608 | 6.625% | $250 | 14 | −$1,471 | |
| 30 | $5,876 | 6.875% | $3,083 | 17 | −$1,203 | |
| 31 | $5,922 | 6.312% | $1,095 | 10 | −$1,157 | |
| 32 | $6,044 | 6.312% | $2,298 | 54 | −$1,035 | |
| 33 | $6,053 | 6.375% | $1,836 | 49 | −$1,026 | |
| 34 | $6,277 | 6.375% | $1,425 | 203 | −$802 | |
| 35 | $6,335 | 6.625% | $1,817 | 15 | −$744 | |
| 36 | $6,519 | 6.500% | $2,548 | 85 | −$560 | |
| 37 | $6,555 | 6.375% | $2,790 | 13 | −$524 | |
| 38 | $6,565 | 6.525% | $2,695 | 12 | −$514 | |
| 39 | $6,601 | 6.625% | $1,780 | 22 | −$478 | |
| 40 | $6,607 | 6.625% | $1,080 | 16 | −$472 | |
| 41 | $6,615 | 6.500% | $1,695 | 17 | −$464 | |
| 42 | $6,665 | 6.125% | $1,650 | 49 | −$414 | |
| 43 | $6,821 | 6.125% | $1,490 | 11 | −$258 | |
| 44 | $6,910 | 6.750% | $3,114 | 10 | −$169 | |
| 45 | $7,046 | 7.250% | $2,115 | 14 | −$33 | |
| 46 | $7,048 | 6.500% | $1,490 | 54 | −$31 | |
| 47 | $7,049 | 6.990% | $2,147 | 40 | −$30 | |
| 48 | $7,204 | 7.000% | $3,602 | 37 | +$125 | |
| 49 | $7,292 | 6.537% | $3,618 | 36 | +$213 | |
| 50 | $7,358 | 6.625% | $1,342 | 16 | +$279 | |
| 51 | $7,358 | 6.500% | $3,996 | 357 | +$279 | |
| 52 | $7,378 | 6.875% | $3,075 | 26 | +$299 | |
| 53 | $7,399 | 6.125% | $3,283 | 12 | +$320 | |
| 54 | $7,544 | 6.125% | $4,503 | 52 | +$465 | |
| 55 | $7,603 | 6.625% | $2,091 | 12 | +$524 | |
| 56 | $7,638 | 6.875% | $4,320 | 70 | +$559 | |
| 57 | $7,650 | 6.250% | $3,277 | 27 | +$572 | |
| 58 | $7,811 | 6.990% | $4,676 | 22 | +$732 | |
| 59 | $7,832 | 5.990% | $3,462 | 32 | +$753 | |
| 60 | $7,847 | 6.125% | $5,681 | 31 | +$768 | |
| 61 | $7,872 | 7.125% | $2,754 | 30 | +$793 | |
| 62 | $7,884 | 6.433% | $3,617 | 18 | +$805 | |
| 63 | $7,937 | 6.624% | $3,921 | 1,101 | +$858 | |
| 64 | $7,964 | 6.438% | $4,095 | 12 | +$885 | |
| 65 | $7,976 | 6.625% | $3,523 | 74 | +$897 | |
| 66 | $8,068 | 6.500% | $3,174 | 156 | +$989 | |
| 67 | $8,087 | 6.625% | $4,443 | 10 | +$1,008 | |
| 68 | $8,107 | 6.750% | $3,158 | 60 | +$1,028 | |
| 69 | $8,126 | 6.562% | $3,021 | 80 | +$1,047 | |
| 70 | $8,186 | 6.625% | $3,894 | 57 | +$1,107 | |
| 71 | $8,204 | 6.990% | $3,557 | 53 | +$1,125 | |
| 72 | $8,224 | 6.625% | $1,740 | 21 | +$1,145 | |
| 73 | $8,263 | 6.625% | $3,842 | 27 | +$1,184 | |
| 74 | $8,265 | 6.625% | $3,534 | 143 | +$1,186 | |
| 75 | $8,523 | 6.625% | $4,640 | 15 | +$1,444 | |
| 76 | $8,537 | 6.625% | $4,217 | 35 | +$1,458 | |
| 77 | $8,584 | 6.188% | $3,494 | 10 | +$1,505 | |
| 78 | $8,687 | 5.933% | $3,945 | 44 | +$1,608 | |
| 79 | $8,960 | 6.562% | $1,920 | 74 | +$1,881 | |
| 80 | $9,204 | 7.125% | $5,888 | 13 | +$2,125 | |
| 81 | $9,218 | 6.625% | $5,694 | 28 | +$2,139 | |
| 82 | $9,359 | 6.625% | $4,326 | 118 | +$2,280 | |
| 83 | $9,391 | 6.990% | $4,878 | 60 | +$2,312 | |
| 84 | $9,394 | 7.312% | $5,601 | 24 | +$2,315 | |
| 85 | $9,396 | 6.625% | $1,498 | 29 | +$2,317 | |
| 86 | $9,420 | 6.490% | $4,859 | 41 | +$2,342 | |
| 87 | $9,528 | 6.625% | $5,201 | 21 | +$2,449 | |
| 88 | $9,722 | 6.950% | $5,736 | 87 | +$2,643 | |
| 89 | $9,773 | 5.990% | $5,140 | 26 | +$2,694 | |
| 90 | $9,955 | 6.500% | $4,375 | 28 | +$2,876 | |
| 91 | $10,082 | 6.500% | $5,197 | 62 | +$3,003 | |
| 92 | $10,646 | 7.433% | $7,030 | 22 | +$3,567 | |
| 93 | $10,685 | 6.375% | $7,150 | 10 | +$3,606 | |
| 94 | $10,781 | 6.495% | $5,533 | 92 | +$3,702 | |
| 95 | $10,855 | 6.250% | $6,440 | 157 | +$3,776 | |
| 96 | $10,965 | 7.812% | $5,920 | 12 | +$3,886 | |
| 97 | $11,181 | 6.625% | $6,595 | 33 | +$4,102 | |
| 98 | $11,256 | 6.990% | $5,954 | 13 | +$4,177 | |
| 99 | $11,320 | 6.375% | $6,084 | 11 | +$4,241 | |
| 100 | $11,454 | 6.750% | $6,462 | 11 | +$4,375 | |
| 101 | $11,573 | 6.625% | $6,562 | 28 | +$4,494 | |
| 102 | $11,593 | 6.490% | $6,432 | 81 | +$4,514 | |
| 103 | $11,995 | 6.250% | $8,160 | 17 | +$4,916 | |
| 104 | $12,788 | 7.125% | $8,395 | 45 | +$5,709 | |
| 105 | $13,104 | 6.933% | $7,514 | 16 | +$6,025 | |
| 106 | $13,455 | 7.999% | $8,699 | 25 | +$6,376 | |
| 107 | $14,540 | 8.750% | $10,289 | 16 | +$7,461 | |
| 108 | $15,165 | 7.870% | $11,563 | 10 | +$8,086 | |
| 109 | $15,999 | 7.874% | $10,995 | 14 | +$8,920 | |
| 110 | $16,414 | 8.249% | $11,335 | 10 | +$9,335 | |
| 111 | $16,796 | 7.625% | $11,964 | 14 | +$9,717 | |
| 112 | $16,799 | 6.990% | $8,501 | 12 | +$9,720 | |
| 113 | $17,260 | 8.875% | $12,064 | 11 | +$10,181 | |
| 114 | $30,885 | 6.625% | $1,498 | 44 | +$23,806 |
Includes lenders with 10+ purchase originations in Fort Bend County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.