Purchase Originations
930
Ranked #400 nationally
Median Total Costs
$5,407
−19.1% vs national ($6,680)
↓ $391 vs prior year
Median Rate
5.990%
−7.7% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$0
Median Lender Credits
$42
Cost Rank (500+ vol.)
#231
among lenders with 500+ originations
Denial Rate
0.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 569 | 6.125% | $4,255 | $0 |
| va | 213 | 5.375% | $4,475 | $0 |
| fha | 148 | 5.625% | $9,280 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 930 | 5.990% | $5,407 | #69 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,600 | 6.125% | — | 17 | −$1,807 | |
| 2 | $3,719 | 5.500% | — | 46 | −$1,688 | |
| 3 | $3,982 | 4.990% | — | 24 | −$1,425 | |
| 4 | $4,216 | 6.250% | — | 99 | −$1,191 | |
| 5 | $4,372 | 4.990% | — | 11 | −$1,035 | |
| 6 | $4,428 | 6.125% | — | 7 | −$979 | |
| 7 | $4,700 | 6.000% | — | 46 | −$707 | |
| 8 | $5,013 | 5.750% | — | 39 | −$394 | |
| 9 | $5,218 | 4.990% | — | 42 | −$189 | |
| 10 | $5,297 | 6.500% | — | 98 | −$110 | |
| 11 | $5,420 | 6.188% | — | 22 | +$13 | |
| 12 | $5,437 | 5.750% | — | 112 | +$30 | |
| 13 | $5,813 | 5.240% | — | 34 | +$406 | |
| 14 | $6,164 | 4.990% | — | 129 | +$757 | |
| 15 | $6,217 | 6.375% | — | 84 | +$810 | |
| 16 | $6,449 | 6.125% | — | 31 | +$1,042 | |
| 17 | $6,884 | 5.490% | — | 47 | +$1,477 | |
| 18 | $8,121 | 6.375% | — | 33 | +$2,714 | |
| 19 | $9,183 | 5.562% | — | 4 | +$3,776 | |
| 20 | $19,511 | 5.625% | — | 3 | +$14,104 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Parkstone Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $465,000 | $335,000 | +$130,000 (+38.8%) |
| Median total closing costs | $5,407 | $7,127 | −$1,720 (−24.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.