Purchase Originations
756
Ranked #480 nationally
Median Total Costs
$5,767
−13.7% vs national ($6,680)
↓ $571 vs prior year
Median Rate
5.750%
−11.4% vs national (6.490%)
↓ 0.420% vs prior year
Median Origination
$0
Median Lender Credits
$50
Cost Rank (500+ vol.)
#260
among lenders with 500+ originations
Denial Rate
0.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 353 | 6.375% | $2,178 | $0 |
| fha | 290 | 5.125% | $7,705 | $0 |
| va | 111 | 5.500% | $3,398 | $0 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $105 | 6.500% | — | 5 | −$5,662 | |
| 2 | $2,085 | 5.625% | — | 112 | −$3,682 | |
| 3 | $4,433 | 6.625% | — | 7 | −$1,334 | |
| 4 | $4,840 | 6.000% | — | 15 | −$927 | |
| 5 | $5,078 | 5.500% | — | 93 | −$689 | |
| 6 | $5,832 | 4.990% | — | 103 | +$65 | |
| 7 | $5,949 | 5.625% | — | 99 | +$182 | |
| 8 | $6,164 | 6.625% | — | 31 | +$397 | |
| 9 | $6,178 | 5.490% | — | 17 | +$411 | |
| 10 | $6,715 | 6.500% | — | 11 | +$948 | |
| 11 | $6,739 | 6.125% | — | 192 | +$972 | |
| 12 | $7,033 | 6.438% | — | 44 | +$1,266 | |
| 13 | $7,140 | 5.240% | — | 24 | +$1,373 | |
| 14 | $9,301 | 5.500% | — | 2 | +$3,534 | |
| 15 | $10,698 | 5.990% | — | 1 | +$4,931 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Brightland Mortgage Services, LTD. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $355,000 | $335,000 | +$20,000 (+6.0%) |
| Median total closing costs | $5,767 | $7,127 | −$1,360 (−19.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.